6233 White Oak Dr, Frederick, MD 21701 Property Records

Frederick County property record for 6233 White Oak Dr, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,004 sqft · built 1973
Lot Size	0.68 acres (29,620 sqft)
Owner	2 Individual Names on File
Last Sale	$546,450 (Jul 2024)
Tax Bill	$5,525 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-243836`

Property Details

APN / Parcel Number

Primary APN	`09-243836`
Alternative APNs	`9243836` `243836`

Interior

Full Baths	3 Baths
Building Area	2,004 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	1,204 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	29,620 sqft (0.68 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	258 sqft
Deck Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	243836
Street Address	6233 WHITE OAK DR
City	FREDERICK
State	MD
Zip	21701-6717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 9 B B S 2 .68 AC NW/S WHITE OAK DR OAK ACRES
Legal Subdivision	OAK ACRES
Legal Block	B
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2004
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6233 White Oak Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6233 WHITE OAK DR, FREDERICK, MD 21701-6717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage 1ST FINANCIAL INC
Oct 1, 2018	Deed, Transfer · Conventional Mortgage 1ST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Prior Sale	Oct 1, 2018 · Amount on File
Deed Book / Page	16964 / 39
Transfer Doc	0000005400
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6233 WHITE OAK DR, FREDERICK, MD 21701-6717
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6233 WHITE OAK DR, FREDERICK, MD 21701-6717

Mortgage

Document Number	0175480449
Date	Oct 8, 2025
Book Page	17548/449

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6233 WHITE OAK DR, FREDERICK, MD 21701-6717
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	THE ATLANTIC TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133720139
Date	Dec 3, 2019
Book Page	13372/0139

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company
Address	MILLERSVILLE, MD 21108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 1, 2018
Property Address	6233 WHITE OAK DR, FREDERICK, MD 21701-6717
Document Number	0126470437
Book / Page	12647 / 0437
Map Reference	MB5 PL183
Instrument Date	Sep 26, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6233 WHITE OAK DR, FREDERICK, MD 21701-6717

Mortgage

Document Number	0012647443
Date	Oct 1, 2018
Instrument	12647/443

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6233 White Oak Dr was $5,525, up 11.7% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,733 (+9.92%)	$527,400 (-) Land $193,600 Building $333,800
2025	$5,525.00 (+11.66%)	$440,067	$527,400 Land $193,600 Building $333,800
2024	$4,948.00 (+7.4%)
2023	$4,607.00	$380,533	$396,400 Land $134,700 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6233 White Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6233 White Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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