6230 White Oak Dr, Frederick, MD 21701 Property Records

Frederick County property record for 6230 White Oak Dr, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,962 sqft · built 1973
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Nov 2020)
Tax Bill	$4,792 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2020 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-253238`

Property Details

APN / Parcel Number

Primary APN	`09-253238`
Alternative APNs	`9253238` `253238`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,962 sqft Living Area
Gross Area	3,774 sqft
1st Floor Area	1,962 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	176 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	253238
Street Address	6230 WHITE OAK DR
City	FREDERICK
State	MD
Zip	21701-6721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 7 B B S 2.80 AC E/S WHITE OAK DR OAK ACRES
Legal Subdivision	OAK ACRES
Legal Block	B
Legal Lot Number	7
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2003
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6230 WHITE OAK DR, FREDERICK, MD 21701-6721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 20, 2020	Foreclosure ATTORNEY ONLY
Sep 12, 2018	Loan Modification, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	May 3, 1993 · Amount on Record
Deed Book / Page	14286 / 389
Prior Transfer Date	Nov 9, 2020
Prior Transfer Doc	0142860389
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6230 WHITE OAK DR, FREDERICK, MD 21701-6721
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6230 WHITE OAK DR, FREDERICK, MD 21701-6721

Mortgage

Document Number	0165820312
Date	Aug 30, 2023
Book Page	16582/312

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	FREDERICK MD
Recording Date	Nov 20, 2020
Property Address	6230 WHITE OAK DR, FREDERICK, MD 21701-6721
Document Number	0142860389
Book / Page	014286 / 000389
Instrument Date	Nov 7, 2020
Transaction Type	Foreclosure
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6230 WHITE OAK DR FREDERICK MD 217016721, FREDERICK, MD 21701-6721

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	6230 WHITE OAK DR, FREDERICK, MD 21701-6721
Document Number	0126760012
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6230 WHITE OAK DR FREDERICK MD 217016721, FREDERICK, MD 21701-6721

Mortgage

Document Number	0126760012
Date	Oct 18, 2018
Book Page	012676/000012

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MICHIGAN, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 17, 2058

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,567 (+26.45%)	$581,100 (-) Land $198,800 Building $382,300
2025	$4,792.00 (+35.67%)	$380,033 (+35.97%)	$581,100 (+107.91%) Land $198,800 Building $382,300
2024	$3,532.00 (+3.18%)
2023	$3,423.00	$279,500 Land $138,600 Building $140,900	$279,500 Land $138,600 Building $140,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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