Macomb County property record for 62328 John Henry Dr, Ray, MI 48096
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,480 sqft · built 2007 |
| Lot Size | 2.09 acres (91,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Aug 2022) |
| Tax Bill | $4,977 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05-24-400-023 |
| Primary APN | 21-05-24-400-023 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 2,480 sqft |
| Basement Area | 2,480 sqft |
| Unfinished Basement | 2,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Lot Area | 91,040 sqft (2.09 acres) |
| Garage Area | 951 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 62328 JOHN HENRY DR |
|---|---|
| City | RAY |
| State | MI |
| Zip | 48096-3357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T4N,R13E SEC 24 COMM AT E 1/4 COR SEC 24, TH N63*56'50"W 1515.45 FT, TH S00*12'02"W 564.17 FT TO POB; TH S00*12'02"W 292.50 FT; TH N89*50'50"W 262.98 FT; TH 93.50 FT ALG A CURVE NW R=91,CB N30*24'51"W 89.44 FT TH 32.46 FT ALG A CURVE NW R=31,CB N29*5 |
| Legal Range | 13E |
| Legal Township | 04N |
| Legal Section | 24 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | RAY |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 216000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 62328 JOHN HENRY DR, RAY, MI 48096-3357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ST JAMES MORTGAGE CORP |
| Jun 22, 2021 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Aug 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Prior Sale | Jan 20, 2006 · Amount on Record |
| Deed Document Number | 202297738 |
| Deed Book / Page | 28763 / 135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 62328 JOHN HENRY DR, RAY, MI 48096-3357 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 62328 JOHN HENRY DR, RAY TWP, MI 48096-3357 |
| Document Number | 0000104215 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 26962/441 |
| Instrument | 2104215 |
| Name | ST JAMES MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD HILLS, MI 48304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 62328 JOHN HENRY DR, RAY, MI 48096-3357 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 62328 JOHN HENRY DR, RAY, MI 48096-3357 |
| Document Number | 2102202696 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 27824/327 |
| Instrument | 202102202696 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Aug 12, 2022 |
| Property Address | 62328 JOHN HENRY DR, RAY, MI 48096-3357 |
| Document Number | 2200097738 |
| Book / Page | 28763 / 135 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 202200097738 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | NOT AVAILABLE, 1ST CHOICE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 62328 JOHN HENRY DR, 62328, RAY, MI 48096-3357 |
| Name | Verified Name |
|---|---|
| Address | 1724 CHASE DR, ROCHESTER, MI 48307-1799 |
| Document Number | 2200097739 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 202200097739 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2052 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Ray Township |
| Unified School District | New Haven Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,200 (+26.39%) | $720,400 (+26.39%) | |
| 2025 | $4,977.00 (+17.55%) | ||
| 2023 | $285,000 | $570,000 | |
| 2022 | $4,234.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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