Macomb County property record for 62322 John Henry Dr, Ray, MI 48096
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,598 sqft · built 2019 |
| Lot Size | 11.1 acres (485,258 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $103,000 (Mar 2017) |
| Tax Bill | $11,458 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05-24-400-022 |
| Primary APN | 21-05-24-400-022 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,598 sqft Living Area |
| 1st Floor Area | 2,528 sqft |
| Basement Area | 2,528 sqft |
| Unfinished Basement | 2,528 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 485,258 sqft (11.1 acres) |
| Garage Area | 767 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 62322 JOHN HENRY DR |
|---|---|
| City | RAY |
| State | MI |
| Zip | 48096-3357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T4N, R13E, SEC 24; COMM AT E 1/4 COR SEC 24; TH N63*56'50"W 1515.45 FT; TH S00*12'02"W 848.17 FT TO POB; TH S00*12'02"W |
| Legal Range | 13E |
| Legal Township | 04N |
| Legal Section | 02 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | RAY |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 216000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 62322 JOHN HENRY DR, RAY, MI 48096-3357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OXFORD BANK |
| Jul 31, 2018 | Trustee's Deed, Construction Loan · Line of Credit OXFORD BK |
| Mar 22, 2017 | Warranty Deed, Transfer · ARM THE STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2017 · Amount on File |
| Deed Sale | Mar 22, 2017 · Amount on File |
| Deed Document Number | 20177038404 |
| Deed Book / Page | 24621 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 62322 JOHN HENRY DR, RAY, MI 48096-3357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009435 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 26470/561 |
| Instrument | 2009435 |
| Name | OXFORD BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MI 48371 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 31, 2018 |
| Property Address | 62322 JOHN HENRY DR, RAY, MI 48096-3357 |
| Book / Page | 025495 / 000482 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 85523 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20865 PALOMA ST ST CLAIR SHORES MI 480801122, ST CLAIR SHORES, MI 48080-1122 |
| Document Number | 0000085523 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 025495/000482 |
| Instrument | 85523 |
| Name | OXFORD BK |
|---|---|
| Type | Bank |
| Address | OXFORD, MI 48371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 30, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Mar 22, 2017 |
| Property Address | 62322 JOHN HENRY DR, RAY, MI 48096-3357 |
| Document Number | 0000038404 |
| Book / Page | 24621 / 407 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 7038404 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $885.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29850 LITTLE MACK AVE, 29850, ROSEVILLE, MI 48066-2256 |
| Name | Verified Name |
|---|---|
| Address | 20865 PALOMA ST, SAINT CLAIR SHORES, MI 48080-1122 |
| Investor | Possibly a Property Investor |
| Document Number | 0000038405 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 7038405 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.62% |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Ray Township |
| Unified School District | New Haven Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $625,600 (+60.66%) | $1,251,200 (+60.66%) | |
| 2025 | $11,458.00 (+17.54%) | ||
| 2023 | $389,400 | $778,800 | |
| 2022 | $9,748.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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