6230 Debra Dr, Lorain, OH 44053 Property Records

Lorain County property record for 6230 Debra Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Nov 1995)
Tax Bill	$2,397 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00-080-107-047`

Property Details

APN / Parcel Number

Primary APN	`05-00-080-107-047`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
Gross Area	1,370 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	129 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	576 sqft
Porch	Enclosed Frame Porch
Porch Area	198 sqft
Patio Area	200 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6230 DEBRA DR
City	LORAIN
State	OH
Zip	44053-3829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DORWOOD HILL ALLOT FRNT 0078.00 DPTH 0129.43
Legal Subdivision	DORWOOD HILL ALLOT
Legal Block	107
Legal Lot Number	48
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2012
Census Tract	24100

Owner

6230 Debra Dr is owned and occupied by two individuals who bought it in November 1995.

Source: Lorain County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6230 DEBRA DR, LORAIN, OH 44053-3829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 1995 · Amount on File
Deed Sale	Nov 21, 1995 · Amount on File
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6230 DEBRA DR, LORAIN, OH 44053-3829
Document Number	0000792861
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6230 DEBRA DR LORAIN OH 440533829, LORAIN, OH 44053-3829

Mortgage

Document Number	0000792861
Date	Dec 9, 2020
Instrument	792861

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 8, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 6230 Debra Dr was $2,397.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,397.00	$54,170 (-) Land $12,710 Building $41,460	$154,770 (-) Land $36,310 Building $118,460
2024	$2,397.00 (+12.69%)	$54,170 (+28.47%) Land $12,709 Building $41,461	$154,770 (+28.47%) Land $36,310 Building $118,460
2023	$2,127.00 (+6.46%)	$42,165 (-0.01%) Land $12,936 Building $29,229	$120,470 Land $36,960 Building $83,510
2022	$1,998.00	$42,170 Land $12,940 Building $29,230
2021			$120,470 Land $36,960 Building $83,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6230 Debra Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1981–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6230 Debra Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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