6217 Debra Dr, Lorain, OH 44053 Property Records

Lorain County property record for 6217 Debra Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1960
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (May 2021)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00-080-104-014`

Property Details

APN / Parcel Number

Primary APN	`05-00-080-104-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6217 DEBRA DR
City	LORAIN
State	OH
Zip	44053-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DORWOOD HILL 70 X 140
Legal Subdivision	DORWOOD HILL ALLOTMENT
Legal Block	104
Legal Lot Number	39
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2011
Census Tract	24100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6217 DEBRA DR, LORAIN, OH 44053-3828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MORTGAGE CORP
Oct 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN EAGLE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Nov 1, 2016
Deed Document Number	2021002699
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 7, 2021
Property Address	6217 DEBRA DR, LORAIN, OH 44053-3828
Document Number	20210816608
Map Reference	VOL 20 PG 24
Instrument Date	May 6, 2021
Instrument	2021-0816608
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6217 DEBRA DR, LORAIN, OH 44053-3828

Mortgage

Document Number	20210816609
Date	May 7, 2021
Instrument	2021-0816609

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	20210816610
Date	May 7, 2021
Instrument	2021-0816610

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6217 DEBRA DR, LORAIN, OH 44053-3828
Document Number	0000617978
Instrument Date	Oct 28, 2016
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6217 DEBRA DR LORAIN OH 440533828, LORAIN, OH 44053-3828

Mortgage

Document Number	0000617978
Date	Feb 8, 2017
Instrument	617978

Lender

Name	AMERICAN EAGLE MTG
Type	Mortgage Company
Address	LORAIN, OH 44053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,955.00	$46,300 (-0.01%) Land $12,400 Building $33,900	$132,300 (-) Land $35,440 Building $96,860
2024	$1,955.00 (+18.48%)	$46,305 (+38.2%) Land $12,404 Building $33,901	$132,300 (+38.2%) Land $35,440 Building $96,860
2023	$1,650.00 (+4.17%)	$33,506 (-0.01%) Land $12,215 Building $21,291	$95,730 (-) Land $34,900 Building $60,830
2022	$1,584.00	$33,510 Land $12,220 Building $21,290
2021			$95,730 Land $34,900 Building $60,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1981–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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