623 Walnut St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 623 Walnut St, Three Rivers, MI 49093 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,085 sqft · built 1867
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jun 2024)
Tax Bill	$2,471 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-145-237-00`

Property Details

APN / Parcel Number

Primary APN	`051-145-237-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,085 sqft Living Area
1st Floor Area	952 sqft
Basement Area	532 sqft
Unfinished Basement	623 sqft

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	1,156 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	623 WALNUT ST
City	THREE RIVERS
State	MI
Zip	49093-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 22. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	22
Legal Lot Number	6
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	3
Census Block	3020
Census Tract	40100

Owner

Source: St. Joseph County records · APN 051-145-237-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14449 CROOKED TREE LN, GRAND HAVEN, MI 49417-9284
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2020	Warranty Deed, Transfer · Conventional Mortgage KALSEE CU
Apr 05, 2017	Warranty Deed, Transfer · FHA Mortgage MEMBER FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	Jul 07, 2020 · Amount on Record
Deed Document Number	20244587
Prior Transfer Date	Jan 08, 1997
Prior Transfer Doc	0781000221
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 07, 2020
Property Address	623 WALNUT ST, THREE RIVERS, MI 49093-1435
Document Number	2020002985
Instrument Date	Jun 30, 2020
Instrument	2020002985
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 WALNUT ST, 623, THREE RIVERS, MI 49093-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	623 WALNUT ST, THREE RIVERS, MI 49093-1435

Mortgage

Date	Jul 07, 2020

Lender

Name	KALSEE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 05, 2017
Property Address	623 WALNUT ST, THREE RIVERS, MI 49093-1435
Document Number	1864/0657
Book / Page	1864 / 0657
Map Reference	LB F PG28
Instrument Date	Mar 29, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56626 BRAVE DR, 56626, THREE RIVERS, MI 49093-9015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 E WHEELER ST, THREE RIVERS, MI 49093-1442
Investor	Possibly a Property Investor

Mortgage

Document Number	18640659
Date	Apr 05, 2017
Instrument	1864/0659

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,000 (+77.29%)	$178,000 (+77.29%)
2025	$2,471.00 (+19.03%) Homeowner's exemption
2023		$50,200 Land $3,000 Building $47,200	$100,400 Land $6,000 Building $94,400
2022	$2,076.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490401003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2020)
Most Recent Claim	May 2020, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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