614 Walnut St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 614 Walnut St, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,208 sqft · built 1867
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jan 2026)
Tax Bill	$5,000 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`051-145-255-00`

Property Details

APN / Parcel Number

Primary APN	`051-145-255-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	720 sqft
Unfinished Basement	616 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 99 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	614 WALNUT ST
City	THREE RIVERS
State	MI
Zip	49093-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 9 & N 33 FT OF LOT 10 BLK 23 CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	23
Legal Lot Number	10,9
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	3
Census Block	3015
Census Tract	40100

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	614 WALNUT ST, THREE RIVERS, MI 49093-1436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jan 29, 2026	Quit Claim Deed, Transfer · Second Mortgage (Down Payment) UNITED FCU
Nov 20, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 23, 2025	Land Contract, Transfer
Feb 15, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 31, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Nov 20, 2025
Deed Document Number	2026726
Prior Transfer Date	Jul 28, 2023
Prior Transfer Doc	2023005422
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 29, 2026
Property Address	614 WALNUT ST, THREE RIVERS, MI 49093-1436
Document Number	2026000726
Map Reference	LB F PG 28
Instrument Date	Jan 20, 2026
Instrument	2026000726
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56626 BRAVE DR, THREE RIVERS, MI 49093-9015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	614 WALNUT ST, THREE RIVERS, MI 49093-1436

Mortgage

Document Number	2026000727
Date	Jan 29, 2026
Instrument	2026000727

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 29, 2026
Property Address	614 WALNUT ST, THREE RIVERS, MI 49093-1436
Document Number	2026000725
Map Reference	LB F PG 28
Instrument Date	Jan 6, 2026
Instrument	2026000725
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 WALNUT ST, THREE RIVERS, MI 49093-1436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56626 BRAVE DR, THREE RIVERS, MI 49093-9015

Mortgage

Document Number	2026000728
Date	Jan 29, 2026
Instrument	2026000728

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 20, 2025
Property Address	614 WALNUT ST, THREE RIVERS, MI 49093-1436
Document Number	2025009166
Instrument Date	Nov 13, 2025
Instrument	2025009166
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124

January 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 23, 2025
Property Address	614 WALNUT ST, THREE RIVERS, MI 49093-1436
Document Number	2025000518
Instrument Date	Oct 17, 2024
Instrument	2025000518
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56626 BRAVE DR, THREE RIVERS, MI 49093-9015

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 15, 2024
Property Address	614 WALNUT ST, THREE RIVERS, MI 49093-1436
Document Number	2024001007
Instrument Date	Jan 16, 2024
Instrument	2024001007
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 W MICHIGAN AVE # 3, 3, THREE RIVERS, MI 49093-2124

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 31, 2023
Property Address	614 WALNUT ST, THREE RIVERS, MI 49093-1436
Document Number	2023005422
Instrument Date	Jul 28, 2023
Instrument	2023005422
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 W MAIN ST, CENTREVILLE, MI 49032-9623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,200 (+8.26%) Land $6,300 Building $78,900	$170,400 (+8.26%) Land $12,600 Building $157,800
2025	$5,000.00 (+75.01%) Homeowner's exemption	$78,700 (+29.02%) Land $6,400 Building $72,300	$157,400 (+29.02%) Land $12,800 Building $144,600
2024	$2,857.00 (+6.96%)
2023		$61,000 Land $4,500 Building $56,500	$122,000 Land $9,000 Building $113,000
2022	$2,671.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1982–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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