St. Charles County property record for 623 Summer Stone Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,833 sqft · built 2002 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $239,900 (Nov 2012) |
| Tax Bill | $6,105 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T021700438 |
| Primary APN | T021700438 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,833 sqft Living Area |
| 1st Floor Area | 1,647 sqft |
| Basement Area | 1,186 sqft |
| Fireplaces | 3 Fireplaces |
| Fireplace | Single |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 166 sqft |
| Patio Area | 322 sqft |
| Sewer | Connected |
|---|
| Account Number | T021700438 |
|---|---|
| Old Parcel Number | T021700438 |
| Street Address | 623 SUMMER STONE DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMER STONE VLG LOT 70 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | SUMMER STONE VLG |
| Legal Lot Number | 70 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 311153 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 623 SUMMER STONE DR, O FALLON, MO 63368-7680 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2012 · Amount on Record |
| Deed Sale | Nov 20, 2012 · Amount on Record |
| Prior Sale | Jul 18, 2006 · Amount on Record |
| Deed Document Number | 0059001406 |
| Deed Book / Page | 5900 / 1406 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 623 SUMMER STONE DR, O FALLON, MO 63368-7680 |
| Document Number | 0070250961 |
| Instrument Date | Dec 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 623 SUMMER STONE DR O FALLON MO 633687680, O FALLON, MO 63368-7680 |
| Document Number | 0070250961 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 007025/000961 |
| Instrument | 20950 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,105.00 | $92,049 (+4.69%) | $484,469 (+4.69%) Land $77,781 Building $406,688 |
| 2023 | $87,927 | ||
| 2022 | $462,776 Building $462,776 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Gateway Fiber.
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