St. Charles County property record for 622 Summer Stone Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,341 sqft · built 2002 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,172 (Nov 2003) |
| Tax Bill | $5,115 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T021700422 |
| Primary APN | T021700422 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,341 sqft Living Area |
| Gross Area | 4,000 sqft |
| 1st Floor Area | 1,206 sqft |
| Basement Area | 1,135 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 524 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 188 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T021700422 |
|---|---|
| Street Address | 622 SUMMER STONE DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMER STONE VLG LOT 54 |
| Legal Subdivision | SUMMER STONE VLG |
| Legal Lot Number | 54 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 311153 |
622 Summer Stone Dr is owned and occupied by two individuals who bought it in November 2003.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 622 SUMMER STONE DR, O FALLON, MO 63368-7678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2003 · Amount on File |
| Deed Sale | Nov 4, 2003 · Amount on File |
| Prior Sale | Apr 10, 2003 · Amount on File |
| Deed Document Number | 20031587400 |
| Deed Book / Page | 3705 / 1120 |
| Prior Transfer Date | Mar 31, 2003 |
| Prior Transfer Doc | 0001587400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 622 SUMMER STONE DR, O FALLON, MO 63368-7678 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 622 SUMMER STONE DR, O FALLON, MO 63368-7678 |
| Document Number | 0000059222 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 2022R-059222 |
| Name | VANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT CHARLES, MO 63304 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Nov 1, 2037 |
The 2025 property tax bill for 622 Summer Stone Dr was $5,115.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,023 (-) | $405,384 (-) Land $77,781 Building $327,603 | |
| 2025 | $5,115.00 | $77,023 | $405,384 Land $77,781 Building $327,603 |
| 2023 | $72,726 | ||
| 2022 | $382,769 Building $382,769 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 622 Summer Stone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 622 Summer Stone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Gateway Fiber.
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