623 Studebaker St, Decatur, IN 46733 Property Records

Adams County property record for 623 Studebaker St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,962 sqft · built 1930
Lot Size	0.122 acres (5,300 sqft)
Owner	Individual Name on Record
Last Sale	$104,800 (Nov 2017)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-05-03-416-009.000-022`

Property Details

APN / Parcel Number

Primary APN	`01-05-03-416-009.000-022`
Alternative APNs	`02218000017500` `00067732571`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,386 sqft
Attic	Attic
Attic Area	1,152 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,300 sqft (0.122 acres)
Lot Dimensions	106 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00067732571
Street Address	623 STUDEBAKER ST
City	DECATUR
State	IN
Zip	46733-2283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STUDEBAKER ADD NIBLICKS SUB LOT 6
Legal Subdivision	JESSE NIBLICKS SUBDIVISON
Legal Lot Number	6
Jurisdiction	ADAMS IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3047
Census Tract	30200

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	623 STUDEBAKER ST, DECATUR, IN 46733-2283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
Nov 16, 2017	Warranty Deed, Transfer · Conventional Mortgage KTL PERFORMANCE MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Prior Sale	Oct 16, 2012 · Amount on Record
Deed Document Number	20174391
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	623 STUDEBAKER ST, DECATUR, IN 46733-2283
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017001191
Date	Apr 10, 2017
Instrument	2017001191

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Nov 16, 2017
Property Address	623 STUDEBAKER ST, DECATUR, IN 46733-2283
Document Number	2017004391
Instrument Date	Nov 14, 2017
Instrument	2017004391
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 STUDEBAKER ST, DECATUR, IN 46733-2283

Mortgage

Document Number	2017004392
Date	Nov 16, 2017
Instrument	2017004392

Lender

Name	KTL PERFORMANCE MORTGAGE LTD
Type	Mortgage Company
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Washington Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00 (-0.56%) Homeowner's exemption	$139,300 (+18.76%) Land $8,700 Building $130,600	$139,300 (+18.76%) Land $8,700 Building $130,600
2024	$1,260.00 (+7.42%)
2023	$1,173.00 (+15.23%)	$117,300 (+4.45%) Land $8,700 Building $108,600	$117,300 (+4.45%) Land $8,700 Building $108,600
2022	$1,018.00 (+8.88%)	$112,300 Land $8,700 Building $103,600	$112,300 Land $8,700 Building $103,600
2020	$935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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