623 Stearn Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 623 Stearn Dr, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jan 2015)
Tax Bill	$8,468 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-25-275-022`

Property Details

APN / Parcel Number

Primary APN	`02-25-275-022`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	0225275022
Street Address	623 STEARN DR
City	GENOA
State	IL
Zip	60135-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 216 - RIVERBEND ADDITION TO GENOA - UNIT THREE
Legal Subdivision	RIVERBEND ADDITION
Legal Lot Number	216
Legal Unit	THRE
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4016
Census Tract	100

Owner

623 Stearn Dr is owned and occupied by two individuals who acquired it in June 2020.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 STEARN DR, GENOA, IL 60135-1456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BK
Jun 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2015 · Amount on File
Deed Sale	Jan 13, 2015 · Amount on File
Prior Sale	Apr 25, 2008
Deed Document Number	2015348
Last Transfer Date	Jun 8, 2020
Transfer Doc	0000005225
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	623 STEARN DR, GENOA, IL 60135-1456
Document Number	0000005749
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	623 STEAM DR GENOA IL 60135, GENOA, IL 60135

Mortgage

Document Number	0000005749
Date	Jun 22, 2020
Instrument	5749

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 21, 2035

Interest

Rate	2.75%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 10, 2020
Property Address	623 STEARN DR, GENOA, IL 60135-1456
Document Number	0000005225
Instrument Date	Jun 8, 2020
Instrument	5225
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	623 STEAM DR GENOA IL 60135, GENOA, IL 60135

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,630 Land $8,796 Building $94,834	$310,890 Land $26,388 Building $284,502
2024	$8,468.00
2023		$84,383 Land $7,162 Building $77,221	$253,149 Land $21,486 Building $231,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 623 Stearn Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Stearn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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