620 Stearn Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 620 Stearn Dr, Genoa, IL 60135

Property Summary

Property TypeSingle Family Home
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$243,500 (Dec 2018)
Tax Bill$8,412 (2024)
Deeds & MortgagesDec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-25-277-010

Property Details

APN / Parcel Number

Primary APN02-25-277-010

Exterior

Lot Area10,890 sqft (0.25 acres)

Location & Zoning

Account Number0225277010
Street Address620 STEARN DR
CityGENOA
StateIL
Zip60135-1456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 194 - RIVERBEND ADDITION TO GENOA - UNIT THREE
Legal SubdivisionRIVERBEND ADDITION
Legal Lot Number194
Legal UnitTHRE
JurisdictionDE KALB IL
Township / Civil DivisionKINGSTON
Census Block Group4
Census Block4009
Census Tract100

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address620 STEARN DR, GENOA, IL 60135-1456
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2018 · Amount on Record
Deed SaleDec 18, 2018 · Amount on Record
Prior SaleJun 23, 2016 · Amount on Record
Deed Document Number201811485
Record UpdatedOct 29, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateDec 18, 2018
Property Address620 STEARN DR, GENOA, IL 60135-1456
Document Number0000011485
Instrument DateDec 14, 2018
Instrument11485
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$243.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address620 STEARN DR GENOA IL 601351456, GENOA, IL 60135-1456

Mortgage

Document Number11486
DateDec 18, 2018
Instrument11486
Lender
NameRESOURCE BK
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 17, 2048
Interest
Rate5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionKingston Township
MunicipalityGenoa City
Unified School DistrictGenoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$109,567 (+22.81%) Land $8,796 Building $100,771$328,701 (+22.81%) Land $26,388 Building $302,313
2024$8,412.00
2023$89,217 Land $7,162 Building $82,055$267,651 Land $21,486 Building $246,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENOA
serves 5,298 people · EPA ID IL0370150
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stearn Dr

Nearby Streets

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