623 Prospect Ave, Fort Wayne, IN 46805 Property Records

Allen County property record for 623 Prospect Ave, Fort Wayne, IN 46805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,824 sqft · built 1960
Lot Size	0.166 acres (7,250 sqft)
Owner	Individual Name on File
Last Sale	$177,018 (Oct 2025)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`02-12-01-102-040.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-01-102-040.000-074`
Alternative APN	`9142360006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Game Room	Game Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	623 PROSPECT AVE
City	FORT WAYNE
State	IN
Zip	46805-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLS RESERVE LOT 3 50X145 LYING 100FT W OF LOT 1 SNYDERS
Legal Subdivision	WELLS RESERVE
Legal Lot Number	3,1
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2019
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fort Wayne Park and Boulevard System Historic District listed 2010 · 180 contributing resources · NRIS 10001099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

623 Prospect Ave is owned and occupied by an individual who bought it in October 2025.

Source: Allen County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	623 PROSPECT AVE, FORT WAYNE, IN 46805-4015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS 1ST FCU
Oct 30, 2025	Warranty Deed, Transfer · FHA Mortgage V I P MORTGAGE INC
Feb 21, 2017	Grant Deed, Transfer · Conventional Mortgage PARTNERS 1ST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Prior Sale	Feb 21, 2017 · Amount on File
Deed Document Number	202549145
Prior Transfer Date	Jul 19, 2012
Prior Transfer Doc	2012043980
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	623 PROSPECT AVE, FORT WAYNE, IN 46805-4015
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 PROSPECT AVE, FORT WAYNE, IN 46805-4015

Mortgage

Document Number	2025015740
Date	Apr 11, 2025
Instrument	2025015740

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1 Months
Due	May 1, 2025

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	623 PROSPECT AVE, FORT WAYNE, IN 46805-4015
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020030106
Date	Jun 3, 2020
Instrument	2020030106

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2030

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Oct 30, 2025
Property Address	623 PROSPECT AVE, FORT WAYNE, IN 46805-4015
Document Number	2025049145
Instrument Date	Oct 28, 2025
Instrument	2025049145
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 PROSPECT AVE, FORT WAYNE, IN 46805-4015

Mortgage

Document Number	2025049146
Date	Oct 30, 2025
Instrument	2025049146

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN IN
Recording Date	Feb 21, 2017
Property Address	623 PROSPECT AVE, FORT WAYNE, IN 46805-4015
Document Number	2017010260
Instrument Date	Feb 10, 2017
Instrument	2017010260
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 PROSPECT AVE, FORT WAYNE, IN 46805-4015

Mortgage

Document Number	2017010261
Date	Feb 21, 2017
Instrument	2017010261

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 623 Prospect Ave was $1,242, up 16.3% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,242.00 (+16.29%)	$136,400 (+16.38%) Land $35,700 Building $100,700	$136,400 (+16.38%) Land $35,700 Building $100,700
2024	$1,068.00 (+15.46%)	$117,200 (+6.45%) Land $26,700 Building $90,500	$117,200 (+6.45%) Land $26,700 Building $90,500
2023	$925.00 (+13.92%)	$110,100 (+12.92%) Land $15,600 Building $94,500	$110,100 (+12.92%) Land $15,600 Building $94,500
2022	$812.00	$97,500 Land $15,600 Building $81,900	$97,500 Land $15,600 Building $81,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Prospect Ave in Zone X, where a levee reduces flood risk, though there have been 340 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	340 (1978–2013)
Claims Outside the SFHA	6 of 340
Most Recent Claim	Jun 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Mar 2009 · 7 claims Severe Storms And Flooding, Feb 2008 · 2 claims Severe Storms & Flooding, Jan 1991 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Verizon.

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