609 Prospect Ave, Fort Wayne, IN 46805 Property Records

Allen County property record for 609 Prospect Ave, Fort Wayne, IN 46805

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,555 sqft · built 1925
Lot Size	0.183 acres (7,975 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Aug 2023)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`02-12-01-102-037.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-01-102-037.000-074`
Alternative APN	`9142360009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,555 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	1,555 sqft
Attic	Attic
Attic Area	76 sqft
Basement Area	1,015 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,975 sqft (0.183 acres)
Lot Dimensions	145 ft deep x 55 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	609 PROSPECT AVE
City	FORT WAYNE
State	IN
Zip	46805-4015
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SP 55 X 145 E OF W 366FT E OF SPY RUN AVE N 1/2 LOT 3 WELLS RES
Legal Subdivision	WELLS RES
Legal Lot Number	3
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2019
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fort Wayne Park and Boulevard System Historic District listed 2010 · 180 contributing resources · NRIS 10001099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

609 Prospect Ave, a duplex, is owned and occupied by an individual who bought it in August 2023.

Source: Allen County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	609 PROSPECT AVE, FORT WAYNE, IN 46805-4015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE FARMERS & MERCHANTS STATE BANK
Aug 22, 2023	Deed, Transfer · Conventional Mortgage THE FARMERS & MERCHANTS BANK
Nov 10, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Prior Sale	May 1, 2006 · Amount on File
Deed Document Number	202336329
Prior Transfer Date	Nov 5, 2020
Prior Transfer Doc	2020070117
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	609 PROSPECT AVE, FORT WAYNE, IN 46805-4015
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5157 N OLD 102, COLUMBIA CITY, IN 46725-9388

Mortgage

Document Number	2026001504
Date	Jan 13, 2026
Instrument	2026001504

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	609 PROSPECT AVE, FORT WAYNE, IN 46805-4015
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023042118
Date	Sep 27, 2023
Instrument	2023042118

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2033

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEN IN
Recording Date	Aug 22, 2023
Property Address	609 PROSPECT AVE, FORT WAYNE, IN 46805-4015
Document Number	2023036329
Instrument Date	Aug 11, 2023
Instrument	2023036329
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 PROSPECT AVE, FORT WAYNE, IN 46805-4015

Mortgage

Document Number	2023036330
Date	Aug 22, 2023
Instrument	2023036330

Lender

Name	THE FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	13.3%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	Nov 10, 2020
Property Address	609 PROSPECT AVE, FORT WAYNE, IN 46805-4015
Document Number	2020070117
Instrument Date	Nov 5, 2020
Instrument	2020070117
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6815 REDWOOD TERRACE LN, SPRING, TX 77389-2161

Tax Assessment & Valuation

The 2025 property tax bill for 609 Prospect Ave was $1,969, up 35.5% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00 (+35.51%)	$154,600 Land $37,900 Building $116,700	$154,600 Land $37,900 Building $116,700
2024	$1,453.00 (-17.54%)
2023	$1,762.00 (-21.58%)	$132,300 (+32.3%) Land $13,900 Building $118,400	$132,300 (+32.3%) Land $13,900 Building $118,400
2022	$2,247.00	$100,000 Land $12,000 Building $88,000	$100,000 Land $12,000 Building $88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Prospect Ave in Zone X, where a levee reduces flood risk, though there have been 340 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	340 (1978–2013)
Claims Outside the SFHA	6 of 340
Most Recent Claim	Jun 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Mar 2009 · 7 claims Severe Storms And Flooding, Feb 2008 · 2 claims Severe Storms & Flooding, Jan 1991 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Verizon.

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