623 Phillips Dr, Vincent, AL 35178 Property Records

Shelby County property record for 623 Phillips Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,296 sqft · built 1973
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Jun 2024)
Tax Bill	$825 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`075152000005000`

Property Details

APN / Parcel Number

Primary APN	`075152000005000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,296 sqft Heated Area
1st Floor Area	1,296 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2011
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	96 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	623 PHILLIPS DR
City	VINCENT
State	AL
Zip	35178-8129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW INT CO RD 83 & CO RD 81TH S 150 ALG R/W TO POB TH W 100' S 150' E 100' N 150' ALG R/W TO POB
Legal Range	02E
Legal Township	19S
Legal Section	15
Jurisdiction	SHELBY AL
Township / Civil Division	VINCENT
Census Block Group	1
Census Block	1085
Census Tract	30102

Owner

Source: Shelby County assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	623 PHILLIPS DR, VINCENT, AL 35178-8129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE
Jun 10, 2024	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 18, 2023	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL FLORIDA INCOME FUND LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Aug 18, 2023 · Amount on Record
Deed Document Number	2024172360
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Recording Date	Jul 17, 2026
Property Address	623 PHILLIPS DR, VINCENT, AL 35178-8129
Document Number	0000227920
Instrument Date	Jul 13, 2026
Instrument	2026227920
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 PHILLIPS DR, VINCENT, AL 35178-8129

Mortgage

Document Number	0000227920,
Date	Jul 17, 2026
Instrument	2026227920

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.52%
Max Rate	-1%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 10, 2024
Property Address	623 PHILLIPS DR, VINCENT, AL 35178-8129
Document Number	0000172360
Map Reference	MB 1997 PG 33725
Instrument Date	Jun 5, 2024
Instrument	20240610000172360
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 PHILLIPS DR, VINCENT, AL 35178-8129

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	623 PHILLIPS DR, VINCENT, AL 35178-8129

Mortgage

Document Number	0000172370
Date	Jun 10, 2024
Instrument	20240610000172370

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

August 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Aug 18, 2023
Property Address	623 PHILLIPS DR, VINCENT, AL 35178-8129
Document Number	0000249370
Map Reference	MB 1997 PG 33725
Instrument Date	Aug 15, 2023
Instrument	20230818000249370
Transaction Type	Construction Loan
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 PHILLIPS DR, VINCENT, AL 35178-8129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 MAINLAND ST BC V6B 1T2 CANADA #2602 # 2602, 2602, VANCOUVER XX

Mortgage

Document Number	0000249380
Date	Aug 18, 2023
Instrument	20230818000249380

Lender

Name	CENTRAL FLORIDA INCOME FUND LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Vincent Town
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 (+73.32%)	$16,840 (+59.47%)	$168,340 (+59.7%) Land $17,040 Building $151,300
2023	$476.00 (+13.88%) Homeowner's exemption	$10,560 (+12.58%)	$105,410 (+12.57%) Land $17,040 Building $88,370
2022	$418.00 Homeowner's exemption	$9,380	$93,640 Land $14,440 Building $79,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VINCENT, THE WWB OF THE serves 2,733 people · EPA ID AL0001168
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Coosa Valley Technologies.

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