Shelby County property record for 425 Phillips Dr, Vincent, AL 35178
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,391 sqft · built 1974 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (May 2023) |
| Tax Bill | $783 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 075151002019000 |
| Primary APN | 075151002019000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,391 sqft Heated Area |
| 1st Floor Area | 1,391 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 31,363 sqft (0.72 acres) |
| Lot Dimensions | 302 ft deep x 386 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Utility Building | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 425 PHILLIPS DR |
|---|---|
| City | VINCENT |
| State | AL |
| Zip | 35178-8127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG ON THE WLY LN OF A PUBLIC RD NLY1568 FROM S LN OF W1/2 OF NE1/4 OF S15 TH CONT ALG SD RD NLY & NWLY385.9 SLY301.98 ELY210 |
| Legal Range | 02E |
| Legal Township | 19S |
| Legal Section | 15 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | VINCENT |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 30102 |
Source: Shelby County assessment roll, APN 075151002019000, as of April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 PHILLIPS DR, VINCENT, AL 35178-8127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 05, 2019 | Warranty Deed, Transfer · Conventional with PMI HOMETOWN LN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | Nov 05, 2019 · Amount on Record |
| Deed Document Number | 2023159270 |
| Prior Transfer Date | Apr 30, 2010 |
| Prior Transfer Doc | 0000009920 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | May 26, 2023 |
| Property Address | 425 PHILLIPS DR, VINCENT, AL 35178-8127 |
| Document Number | 0000159270 |
| Instrument Date | May 26, 2023 |
| Instrument | 20230526000159270 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS DR, VINCENT, AL 35178-8127 |
| Document Number | 0000159280 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 20230526000159280 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Nov 05, 2019 |
| Property Address | 425 PHILLIPS DR, VINCENT, AL 35178-8127 |
| Document Number | 0000408520 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 408520 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS DR VINCENT AL 351788127, VINCENT, AL 35178-8127 |
| Document Number | 408530 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | 408530 |
| Name | HOMETOWN LN |
|---|---|
| Type | Funding / Finance Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2049 |
Source: Shelby County assessment roll as of April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Vincent Town |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $783.00 (+43.67%) | $15,980 (+33.61%) | $159,800 (+33.7%) Land $28,540 Building $131,260 |
| 2023 | $545.00 Homeowner's exemption | $11,960 | $119,520 Land $28,540 Building $90,980 |
Source: FEMA National Flood Hazard Layer, Shelby County (01117C), as of January 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011170301021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Aug 2003 · rainfall accumulation |
| Wildfire Risk | Moderate above 57% of the US · above 72% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 48 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Coosa Valley Technologies.
Source: EPA Safe Drinking Water Information System, water system AL0001168, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF VINCENT, THE WWB OF THE serves 2,733 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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