623 Main St, Otho, IA 50569 Property Records

Webster County property record for 623 Main St, Otho, IA 50569

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 960 sqft · built 1994
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Apr 2021)
Tax Bill	$688 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1119204002`

Property Details

APN / Parcel Number

Primary APN	`1119204002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Manufactured
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	623 MAIN ST
City	OTHO
State	IA
Zip	50569-1223
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	FD OTHO INC VOGEL SD LOT 4
Legal Subdivision	FD OTHO INC VOGEL
Legal Lot Number	4
Jurisdiction	WEBSTER IA
Township / Civil Division	OTHO
Census Block Group	3
Census Block	3022
Census Tract	10400

Owner

Source: Webster County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	623 MAIN ST, OTHO, IA 50569-1223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Apr 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2021 · Amount on Record
Deed Sale	Apr 2, 2021 · Amount on Record
Deed Document Number	20211692
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	623 MAIN ST, OTHO, IA 50569-1223
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201703819
Date	Aug 22, 2017
Instrument	2017-03819

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Apr 2, 2021
Property Address	623 MAIN ST, OTHO, IA 50569-1223
Document Number	202101692
Instrument Date	Mar 30, 2021
Instrument	2021-01692
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 MAIN ST, OTHO, IA 50569-1223

Tax Assessment & Valuation

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Otho City
Unified School District	Fort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,470 (-) Land $5,740 Building $60,730	$66,470 (-) Land $5,740 Building $60,730
2025	$688.00 Homeowner's exemption	$66,470 (+2.85%) Land $5,740 Building $60,730	$66,470 (+2.85%) Land $5,740 Building $60,730
2024	$688.00 (-8.02%)
2023		$64,630 (+17.19%) Land $5,740 Building $58,890	$64,630 (+17.19%) Land $5,740 Building $58,890
2022	$748.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$55,150 Land $5,740 Building $49,410
2021			$55,150 Land $5,740 Building $49,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHO WATER SUPPLY serves 431 people · EPA ID IA9464008
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500

May also be available: WMTel.

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