615 Main St, Otho, IA 50569 Property Records

Webster County property record for 615 Main St, Otho, IA 50569

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1972
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Oct 2013)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Jul 2014 Mortgage Oct 2013 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1119204004`

Property Details

APN / Parcel Number

Primary APN	`1119204004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	615 MAIN ST
City	OTHO
State	IA
Zip	50569-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FD OTHO INC VOGEL'S SD LOT 2
Legal Subdivision	FD OTHO INC VOGEL'S
Legal Lot Number	2
Jurisdiction	WEBSTER IA
Township / Civil Division	OTHO
Census Block Group	3
Census Block	3022
Census Tract	10400

Owner

Source: Webster County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 MAIN ST, OTHO, IA 50569-1223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2014	Deed of Trust, Mortgage CITIZENS COMMUNITY CU
Oct 22, 2013	Legal Action/Court Order, Foreclosure · Conventional Mortgage GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2013 · Amount on Record
Deed Sale	Oct 22, 2013 · Amount on Record
Deed Document Number	20136105
Record Updated	Oct 29, 2026

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	615 MAIN ST, OTHO, IA 50569-1223
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201403535
Date	Jul 28, 2014
Instrument	2014-03535

Lender

Name	CITIZENS COMMUNITY CU
Address	FORT DODGE, IA 50501

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Jul 15, 2018

October 2013: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	WEBSTER IA
Recording Date	Oct 22, 2013
Property Address	615 MAIN ST, OTHO, IA 50569-1223
Document Number	0201306105
Instrument Date	Oct 15, 2013
Instrument	2013-06105
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 MAIN ST, OTHO, IA 50569-1223

Mortgage

Document Number	0201306107
Date	Oct 22, 2013
Instrument	2013-06107

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Otho City
Unified School District	Fort Dodge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,420 (-) Land $5,740 Building $88,680	$94,420 (-) Land $5,740 Building $88,680
2025	$1,332.00 Homeowner's exemption	$94,420 (+6.02%) Land $5,740 Building $88,680	$94,420 (+6.02%) Land $5,740 Building $88,680
2024	$1,332.00 (+5.71%)
2023		$89,060 (+13.21%) Land $5,740 Building $83,320	$89,060 (+13.21%) Land $5,740 Building $83,320
2022	$1,260.00 Homeowner's exemption	$78,670 Land $5,740 Building $72,930
2021			$78,670 Land $5,740 Building $72,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHO WATER SUPPLY serves 431 people · EPA ID IA9464008
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500

May also be available: WMTel.

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