604 Los Caminos St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 604 Los Caminos St, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,170 sqft · built 2019
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,400 (Feb 2019)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Feb 2019 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071623-1220`

Property Details

APN / Parcel Number

Primary APN	`071623-1220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	3,040 sqft
1st Floor Area	2,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 LOS CAMINOS ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-7606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79/36-37 LAS CALINAS PARCEL 3A UNIT 2 PHASE 3B LOT 122 OR4686/1673
Legal Range	29E
Legal Township	05S
Legal Section	32
Legal Subdivision	LAS CALINAS PARCEL 3A UNIT 2 PHASE 3B
Legal Phase	3B
Legal Block	1
Legal Lot Number	122
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3024
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Feb 28, 2019	Special Warranty Deed, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	201913757
Deed Book / Page	4686 / 1673
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	604 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7606
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7606

Mortgage

Document Number	0050671463
Date	Oct 9, 2020
Book Page	5067/1463
Instrument	2020089435

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 28, 2019
Property Address	604 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7606
Document Number	0046861673
Book / Page	4686 / 1673
Map Reference	MB 79 PG 36&37
Instrument Date	Feb 20, 2019
Instrument	2019013757
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,333.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LOS CAMINOS ST, SAINT AUGUSTINE, FL 32095-7606
Investor	Possibly a Property Investor

Mortgage

Document Number	2019013758
Date	Feb 28, 2019
Instrument	2019013758

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,325 (+2.7%)	$397,816 (-4.45%) Land $95,000 Building $302,816
2025	$2,977.00 (+13.54%) Homeowner's exemption	$234,981 (+2.9%)	$416,363 (+0.6%) Land $115,000 Building $301,363
2024	$2,622.00 (+2.1%) Homeowner's exemption	$228,359 (+3%)	$413,889 (-) Land $110,000 Building $303,889
2023	$2,568.00 (+3.26%) Homeowner's exemption	$221,708 (+3%)	$413,889 (+7.69%) Land $110,000 Building $303,889
2022	$2,487.00 Homeowner's exemption	$215,250	$384,325 Land $95,200 Building $289,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile.

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