Morgan County property record for 623 Hilltop Rd, Joppa, AL 35087
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,184 sqft · built 1970 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Feb 2026) |
| Deeds & Mortgages | Dec 2013 Reverse Mortgage Feb 2012 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-07-25-0-000-011.000 |
| Primary APN | 21-07-25-0-000-011.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 147244 |
|---|---|
| Street Address | 623 HILLTOP RD |
| City | JOPPA |
| State | AL |
| Zip | 35087-6109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 NE1/4 COM INT NE ROW CO RD 4 & W ROW CO RD 119 TH N 240'S ON W ROW TO BEG TH N 210' ON W ROW TH W 210' TH SO 210' TH |
| Legal Range | 1W |
| Legal Township | 8S |
| Legal Section | 25 |
| Legal Subdivision | RAILROAD ASSOCIATION ADDITION |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | EVA |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 5601 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 623 HILLTOP RD, JOPPA, AL 35087-6109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Dec 16, 2013 | Deed of Trust, Mortgage · Reverse Mortgage FIRSTBANK |
| Feb 28, 2012 | Deed of Trust, Mortgage MILLARD W NELSON |
| Feb 6, 2026 | Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC |
| Sep 7, 2012 | Quit Claim Deed, Transfer · Reverse Mortgage FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2026 · Amount on Record |
| Deed Sale | Feb 6, 2026 · Amount on Record |
| Prior Sale | Sep 7, 2012 · Amount on Record |
| Deed Book / Page | 2026 / 1176 |
| Prior Transfer Date | Aug 13, 2012 |
| Prior Transfer Doc | 2012/32730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 623 HILLTOP RD, JOPPA, AL 35087-6109 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | USA TITLE OF ALABAMA INC |
| Name | Verified Name |
|---|
| Document Number | 2013/45250 |
|---|---|
| Date | Dec 16, 2013 |
| Book Page | 2013/45250 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1006 Months |
| Due | Oct 20, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.41% |
| Type Change Date | Jan 1, 2014 |
| Change Frequency | Monthly |
| Index | 1-Month LIBOR |
| Max Rate | 12.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 623 HILLTOP RD, JOPPA, AL 35087-6109 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012/05887 |
|---|---|
| Date | Feb 28, 2012 |
| Book Page | 2012/05887 |
| Name | MILLARD W NELSON |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 6, 2026 |
| Property Address | 623 HILLTOP RD, JOPPA, AL 35087-6109 |
| Document Number | 02026/1176 |
| Book / Page | 2026 / 1176 |
| Instrument Date | Feb 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3300 UNION CHAPEL RD, UNION GROVE, AL 35175-8755 |
| Name | Verified Name |
|---|---|
| Address | 623 HILLTOP RD, JOPPA, AL 35087-6109 |
| Document Number | 0020265060 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 2026/5060 |
| Name | CANOPY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 7, 2012 |
| Property Address | 623 HILLTOP RD, JOPPA, AL 35087-6109 |
| Document Number | 2012/05887 |
| Book / Page | 2012 / 05887 |
| Instrument Date | Aug 13, 2012 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | AMERICAS REVERSE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 623 HILLTOP RD, 623, JOPPA, AL 35087-6109 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 623 HILLTOP RD, JOPPA, AL 35087-6109 |
| Document Number | 2012/32730 |
|---|---|
| Date | Sep 7, 2012 |
| Book Page | 2012/32730 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1021 Months |
| Due | Oct 20, 2097 |
| Rate Type | Fixed Rate |
|---|
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $8,910 (-) Land $880 Building $8,030 | $89,100 (-) Land $8,800 Building $80,300 |
| 2024 | $8,910 (-) Land $880 Building $8,030 | $89,100 (-) Land $8,800 Building $80,300 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $8,910 Land $880 Building $8,030 | $89,100 Land $8,800 Building $80,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOPPA HULACO & RYAN WATER AUTHORITY serves 5,220 people · EPA ID AL0000409 |
|---|---|
| Water Source | Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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