Morgan County property record for 486 Hilltop Rd, Joppa, AL 35087
| Property Type | Self Storage |
|---|---|
| Details | 2 ba · 4,720 sqft · built 2011 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Aug 2021) |
| Tax Bill | $3,734 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit May 2007 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-07-25-0-000-001.000 |
| Primary APN | 21-07-25-0-000-001.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,720 sqft Base Area |
| 1st Floor Area | 4,720 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Overhead Door | Overhead Door |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 120152 |
|---|---|
| Street Address | 480 HILLTOP RD |
| City | JOPPA |
| State | AL |
| Zip | 35087-6400 |
| Property Category | Industrial |
| Property Type | Industrial > Self Storage |
| Legal Description | N1/2 OF N1/2 OF NE1/4 LYING E OF HILLTOP ROAD IN SEC 25 T8S R1W LESS & EXC BEG AT NE COR OF SD SEC 25 TH W 1194.54' TO POB. T |
| Legal Range | 1W |
| Legal Township | 8S |
| Legal Section | 25 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | EVA |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 5601 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 480 HILLTOP RD, JOPPA, AL 35087-6400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST |
| May 24, 2007 | Deed of Trust, Mortgage · ARM FIRST AMERICAN BANK |
| Aug 14, 2007 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2021 · Amount on Record |
| Deed Sale | Aug 5, 2021 · Amount on Record |
| Prior Sale | Aug 14, 2007 · Amount on Record |
| Deed Book / Page | 2021 / 8034 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 480 HILLTOP RD, JOPPA, AL 35087-6400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 480 HILLTOP RD, JOPPA, AL 35087-6400 |
| Document Number | 2021/65747 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 2021/65747 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | GUNTERSVILLE, AL 35976 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Sep 22, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 480 HILLTOP RD, JOPPA, AL 35087-6400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007/27917 |
|---|---|
| Date | May 24, 2007 |
| Book Page | 2007/27917 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | DECATUR, AL 35601 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Jun 1, 2012 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 12.7% |
| Index | 1-Year T-Bill |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Aug 14, 2007 |
| Property Address | 480 HILLTOP RD, JOPPA, AL 35087-6400 |
| Document Number | 2007/06681 |
| Book / Page | 2007 / 06681 |
| Instrument Date | Aug 10, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 480 HILLTOP RD, JOPPA, AL 35087-6400 |
| Investor | Possibly a Property Investor |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,734.00 (+1.38%) Homeowner's exemption | $172,560 (+100.84%) Land $13,260 Building $159,300 | $847,100 (-1.41%) Land $66,300 Building $780,800 |
| 2024 | $85,920 (-50.21%) Land $6,630 Building $79,290 | $859,200 (-0.42%) Land $66,300 Building $792,900 | |
| 2023 | $3,683.00 (+39.88%) | $172,560 (+126.58%) Land $13,260 Building $159,300 | $862,800 (+126.58%) Land $66,300 Building $796,500 |
| 2022 | $2,633.00 | $76,160 Land $13,260 Building $62,900 | $380,800 Land $66,300 Building $314,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 63% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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