623 Gilroy Dr, Capitola, CA 95010 Property Records

Santa Cruz County property record for 623 Gilroy Dr, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2019
Square Footage1,650 sqft Living Area
Lot Size2,875 sqft (0.066 acres)
OccupancyOwner Occupied
Last Sale$615,000 (2004)
Tax Bill$13,375.00 (2025)

Owner

Source: Santa Cruz County records · APN 035-062-08

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address623 GILROY DR, CAPITOLA, CA 95010-2715
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 08, 2004 · Amount on Record
Deed SaleApr 08, 2004 · Amount on Record
Prior SaleDec 03, 1999 · Amount on Record
Deed Doc Number200422973
Last Transfer DateFeb 11, 2014
Transfer Doc0000005670
Record RefreshedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address623 GILROY DR, CAPITOLA, CA 95010-2715
Document Number0000021923
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address623 GILROY DR CAPITOLA CA 950102715, CAPITOLA, CA 95010-2715

Mortgage

Document Number0000021923
DateJun 22, 2020
Instrument21923
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 21, 2030

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,080,969 (+2%) Land $725,118 Building $355,851
2025$13,375.00 (+9.03%) Homeowner's exemption$1,059,773 (+4.04%) Land $710,900 Building $348,873
2023$12,267.00 (+1.13%)$1,018,621 Land $683,295 Building $335,326$1,294,380
2022$12,130.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN035-062-08
Alternative APN
  • 035-062-08-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,650 sqft Living Area
Gross Area1,886 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area2,875 sqft (0.066 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area236 sqft Garage

Utilities and HVAC

SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address623 GILROY DR
CityCAPITOLA
StateCA
Zip95010-2715
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionRIVER VIEW TERRACE 02
Legal Block7
Legal Lot Number15
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2005
Census Tract121802

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