Santa Cruz County property record for 620 Gilroy Dr, Capitola, CA 95010 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,570 sqft · built 1991 |
| Lot Size | 0.062 acres (2,701 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,450,000 (Apr 2019) |
| Tax Bill | $19,725 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-073-18 |
| Primary APN | 035-073-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,570 sqft Living Area |
| Gross Area | 1,816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,701 sqft (0.062 acres) |
| Garage Type | Attached |
| Garage Area | 246 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 620 GILROY DR |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RIVERVIEW TERRACE 02 |
| Legal Block | 8 |
| Legal Lot Number | 39 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 121802 |
Source: Santa Cruz County records · APN 035-073-18
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 GILROY DR, CAPITOLA, CA 95010-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 30, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | Dec 28, 2004 · Amount on Record |
| Deed Document Number | 201911177 |
| Prior Transfer Date | Sep 22, 2006 |
| Prior Transfer Doc | 0000056440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 620 GILROY DR, CAPITOLA, CA 95010-2716 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 620 GILROY DR, CAPITOLA, CA 95010-2716 |
| Document Number | 0000027673 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021-0027673 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 30, 2019 |
| Property Address | 620 GILROY DR, CAPITOLA, CA 95010-2716 |
| Document Number | 0000011177 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 11177 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,595.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1540 EMPEROR WAY SUNNYVALE CA 940874710, SUNNYVALE, CA 94087-4710 |
| Document Number | 11178 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 11178 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,649,853 (+2%) Land $1,237,390 Building $412,463 | ||
| 2025 | $19,725.00 (+8.95%) Homeowner's exemption | $1,617,503 (+4.04%) Land $1,213,127 Building $404,376 | |
| 2023 | $18,105.00 (+1%) | $1,554,693 Land $1,166,020 Building $388,673 | $1,482,480 |
| 2022 | $17,926.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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