623 E Ward St, Urbana, OH 43078 Property Records

Champaign County property record for 623 E Ward St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,018 sqft · built 1940
Lot Size	0.128 acres (5,610 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Jun 2022)
Tax Bill	$1,249 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024267-7`

Property Details

APN / Parcel Number

Primary APN	`024267-7`
Alternative APN	`K48-25-00-03-06-085-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	5,610 sqft (0.128 acres)
Lot Dimensions	110 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	024267-7
Street Address	623 E WARD ST
City	URBANA
State	OH
Zip	43078-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ EAST LAWN ADDNE PT LOTS 137 & 138
Legal Subdivision	EAST LAWN ADDN
Legal Lot Number	137-138
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	1
Census Block	1016
Census Tract	10500

Owner

Source: Champaign County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2071 N BECHTLE AVE, 167, SPRINGFIELD, OH 45504-1583
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES SAVINGS BANK
Jun 6, 2022	Limited Warranty Deed, Transfer TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC
Aug 3, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	20222882
Deed Book / Page	585 / 3954
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	623 E WARD ST, URBANA, OH 43078-1743
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 N BECHTLE AVE 167, SPRINGFIELD, OH 45504-1583

Mortgage

Document Number	000597/907
Date	Sep 25, 2024
Book Page	597/907
Instrument	202400003506

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	10 MONUMENT SQ, URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jun 6, 2022
Property Address	623 E WARD ST, URBANA, OH 43078-1743
Document Number	00585/3954
Book / Page	585 / 3954
Instrument Date	May 20, 2022
Instrument	202200002882
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 S FINANCIAL PL # 2000, 2000, CHICAGO, IL 60605-1000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 N BECHTLE AVE # 167, SPRINGFIELD, OH 45504-1583

August 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Aug 3, 2021
Property Address	623 E WARD ST, URBANA, OH 43078-1743
Document Number	579/4826
Book / Page	579 / 4826
Instrument Date	Jun 30, 2021
Instrument	202100004342
Transaction Type	Foreclosure
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S FINANCIAL PL # 2000, 2000, CHICAGO, IL 60605-1000

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,249.00 (-6.44%)	$35,950 (+13.19%) Land $6,170 Building $29,780	$102,710 (+13.22%) Land $17,630 Building $85,080
2024	$1,335.00 (-1.48%)	$31,760 (-) Land $4,460 Building $27,300
2023	$1,355.00 (+1.73%)	$31,760 (-) Land $4,460 Building $27,300	$90,720 (-) Land $12,730 Building $77,990
2022	$1,332.00 Homeowner's exemption	$31,760 Land $4,460 Building $27,300	$90,720 Land $12,730 Building $77,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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