Champaign County property record for 609 E Ward St, Urbana, OH 43078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,635 sqft · built 1950 |
| Lot Size | 0.063 acres (2,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,000 (Mar 2011) |
| Tax Bill | $2,004 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024264-8 |
| Primary APN | 024264-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,232 sqft |
| Attic | Attic |
| Attic Area | 403 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 2,750 sqft (0.063 acres) |
| Lot Dimensions | 55 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | 230 sqft |
| Patio Area | 230 sqft |
| Utility Building | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 024264-8 |
|---|---|
| Street Address | 609 E WARD ST |
| City | URBANA |
| State | OH |
| Zip | 43078-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RTS 00-00-00 __ EAST LAWN ADDNMID PT LOT 138 |
| Legal Subdivision | EAST LAWN ADDN |
| Legal Lot Number | 138 |
| Jurisdiction | CHAMPAIGN OH |
| Township / Civil Division | URBANA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10500 |
609 E Ward St is owned and occupied by an individual who bought it in March 2011.
Source: Champaign County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 E WARD ST, URBANA, OH 43078-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2011 · Amount on File |
| Deed Sale | Mar 23, 2011 · Amount on File |
| Prior Sale | May 2, 2003 · Amount on File |
| Deed Document Number | 20111340 |
| Deed Book / Page | 495 / 3113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN OH |
| Property Address | 609 E WARD ST, URBANA, OH 43078-1743 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | HALLMARK TITLE, HALLMARK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 575/403 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 575/403 |
| Instrument | 202000005877 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 609 E Ward St was $2,004 with a homeowner's exemption, down 0.9% from the year before.
Source: Champaign County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Municipality | Urbana City |
| Unified School District | Urbana City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,004.00 (-0.94%) | $59,580 (+27.2%) Land $4,220 Building $55,360 | $170,230 Land $12,060 Building $158,170 |
| 2024 | $2,023.00 (+3.48%) Homeowner's exemption | $46,840 (-) Land $3,050 Building $43,790 | |
| 2023 | $1,955.00 (-0.51%) Homeowner's exemption | $46,840 (-) Land $3,050 Building $43,790 | $133,820 (-) Land $8,710 Building $125,110 |
| 2022 | $1,965.00 Homeowner's exemption | $46,840 Land $3,050 Building $43,790 | $133,820 Land $8,710 Building $125,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 E Ward St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 E Ward St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URBANA CITY PWS serves 11,428 people · EPA ID OH1101212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
May also be available: CT Communications Network, Verizon.
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