623 E Nathan St, Lake Crystal, MN 56055 Property Records

Blue Earth County property record for 623 E Nathan St, Lake Crystal, MN 56055

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,266 sqft · built 2003
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2010)
Tax Bill	$4,226 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R09.12.05.307.005`

Property Details

APN / Parcel Number

Primary APN	`R09.12.05.307.005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,266 sqft Living Area
Basement Area	950 sqft
Finished Basement	950 sqft
Unfinished Basement	316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	122 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	792 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	623 E NATHAN ST
City	LAKE CRYSTAL
State	MN
Zip	56055-2167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH VIEW ESTATES NO 4 005 002 00
Legal Range	28
Legal Township	107
Legal Section	05
Legal Subdivision	SOUTH VIEW ESTATES NO 4
Legal Block	2
Legal Lot Number	5
Jurisdiction	BLUE EARTH MN
Township / Civil Division	LAKE CRYSTAL
Census Block Group	2
Census Block	2060
Census Tract	171000

Owner

623 E Nathan St is owned and occupied by an individual who bought it in August 2010.

Source: Blue Earth County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	623 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Jan 10, 2022	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
May 18, 2017	Deed of Trust, Mortgage · VA Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2010 · Amount on File
Deed Sale	Aug 31, 2010 · Amount on File
Deed Document Number	201032865
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Recording Date	Jul 10, 2026
Property Address	623 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Document Number	0000156354
Instrument Date	Jun 17, 2026
Instrument	2026156354
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167

Mortgage

Document Number	0000156354,
Date	Jul 10, 2026
Instrument	2026156354

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 14, 2036

Interest

Rate	6.51%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	623 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T146008
Date	Jan 10, 2022
Instrument	T146008

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	623 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, T130127
Date	May 18, 2017
Instrument	T130127

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 623 E Nathan St was $4,226.

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
Municipality	Lake Crystal City
Unified School District	Lake Crystal-Wellcome Memorial (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,226.00	$309,200 (-2.74%) Land $29,300 Building $279,900	$309,200 (-2.74%) Land $29,300 Building $279,900
2025		$317,900 (+8.87%) Land $29,300 Building $288,600	$317,900 (+8.87%) Land $29,300 Building $288,600
2024	$3,690.00 (+11.01%) Homeowner's exemption	$292,000 (-3.53%) Land $29,400 Building $262,600	$292,000 (-3.53%) Land $29,400 Building $262,600
2023	$3,324.00 Homeowner's exemption	$302,700 Land $29,400 Building $273,300	$302,700 Land $29,400 Building $273,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 E Nathan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 E Nathan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lake Crystal serves 2,554 people · EPA ID MN1070006
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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