620 E Nathan St, Lake Crystal, MN 56055 Property Records

Blue Earth County property record for 620 E Nathan St, Lake Crystal, MN 56055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,632 sqft · built 2002
Lot Size	0.271 acres (11,805 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2019)
Tax Bill	$5,334 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R09.12.05.306.006`

Property Details

APN / Parcel Number

Primary APN	`R09.12.05.306.006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Unfinished Basement	416 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,805 sqft (0.271 acres)
Lot Dimensions	122 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	790 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	620 E NATHAN ST
City	LAKE CRYSTAL
State	MN
Zip	56055-2167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH VIEW ESTATES NO. 3 006 001 00 0.270A
Legal Range	28
Legal Township	107
Legal Section	05
Legal Subdivision	SOUTH VIEW ESTATES NO 3
Legal Block	1
Legal Lot Number	6
Jurisdiction	BLUE EARTH MN
Township / Civil Division	LAKE CRYSTAL
Census Block Group	2
Census Block	2057
Census Tract	171000

Owner

620 E Nathan St is owned and occupied by an individual who bought it in June 2019.

Source: Blue Earth County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	620 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL FCU
Jun 11, 2019	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL FCU
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU
Sep 28, 2017	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Document Number	2019136032
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	620 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T144809
Date	Sep 8, 2021
Instrument	T144809

Lender

Name	WINGS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Jun 11, 2019
Property Address	620 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Document Number	000T136032
Instrument Date	May 30, 2019
Instrument	T136032
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167

Mortgage

Document Number	000T136033
Date	Jun 11, 2019
Instrument	T136033

Lender

Name	WINGS FINANCIAL FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	620 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Transaction Type	Mortgage
Record Updated	Oct 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, T131267
Date	Sep 14, 2017
Instrument	T131267

Lender

Name	MINNESOTA VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Aug 25, 2019

Interest

Rate Type	Fixed Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BLUE EARTH MN
Recording Date	Sep 28, 2017
Property Address	620 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167
Document Number	000T131404
Instrument Date	Sep 22, 2017
Instrument	T131404
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$831.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E NATHAN ST, LAKE CRYSTAL, MN 56055-2167

Mortgage

Document Number	T131405
Date	Sep 28, 2017
Instrument	T131405

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 620 E Nathan St was $5,334.

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
Municipality	Lake Crystal City
Unified School District	Lake Crystal-Wellcome Memorial (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,334.00	$377,800 (-3.43%) Land $31,600 Building $346,200	$377,800 (-3.43%) Land $31,600 Building $346,200
2025		$391,200 (+7.06%) Land $31,600 Building $359,600	$391,200 (+7.06%) Land $31,600 Building $359,600
2024	$4,816.00 (+10.92%) Homeowner's exemption	$365,400 (-5.31%) Land $31,600 Building $333,800	$365,400 (-5.31%) Land $31,600 Building $333,800
2023	$4,342.00 Homeowner's exemption	$385,900 Land $31,600 Building $354,300	$385,900 Land $31,600 Building $354,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 E Nathan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 E Nathan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lake Crystal serves 2,554 people · EPA ID MN1070006
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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