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623 E 15th St, Charlotte, NC 28206 Property Records

Mecklenburg County property record for 623 E 15th St, Charlotte, NC 28206

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,320 sqft · built 1929
Lot Size0.169 acres (7,386 sqft)
OwnerCompany Name on Record
Tax Bill$2,719 (2024)
Deeds & MortgagesFeb 2024 Line of Credit
Nov 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN081-092-08

Property Details

APN / Parcel Number

Primary APN081-092-08

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,320 sqft Heated Area
1st Floor Area1,206 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area7,386 sqft (0.169 acres)
Garage Area340 sqft
PorchPorch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address623 E 15TH ST
CityCHARLOTTE
StateNC
Zip28206-3322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTOD-NC
Legal DescriptionL8 B8 M332-95
Legal SubdivisionPHIFERS
Legal Block8
Legal Lot Number8
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2024
Census Tract700

Owner

Source: Mecklenburg County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address620 E 15TH ST, CHARLOTTE, NC 28206-3323
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
Nov 4, 2025Warranty Deed, Transfer
Jun 27, 2022Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2025
Deed SaleNov 4, 2025
Prior SaleJun 27, 2022 · Amount on Record
Deed Document Number2025113379
Deed Book / Page39981 / 947
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address623 E 15TH ST, CHARLOTTE, NC 28206-3322
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyPRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 E 15TH ST, CHARLOTTE, NC 28206-3322
InvestorPossibly a Property Investor

Mortgage

Document Number0000010268
DateFeb 6, 2024
Book Page38619/626
Instrument2024010268
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 28, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 4, 2025
Property Address623 E 15TH ST, CHARLOTTE, NC 28206-3322
Document Number0000113379
Book / Page39981 / 947
Map ReferenceMB 332 PG 95
Instrument DateOct 30, 2025
Instrument2025113379
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address620 E 15TH ST, CHARLOTTE, NC 28206-3323

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address620 E 15TH ST, CHARLOTTE, NC 28206-3323

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 27, 2022
Property Address623 E 15TH ST, CHARLOTTE, NC 28206-3322
Document Number0000094965
Book / Page37453 / 223
Map ReferenceMB 332 PG 95
Instrument DateJun 24, 2022
Instrument2022094965
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$692.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address615 E 15TH ST, CHARLOTTE, NC 28206-3322

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 E 15TH ST, CHARLOTTE, NC 28206-3323
InvestorPossibly a Property Investor

Mortgage

Document Number0000094966
DateJun 27, 2022
Instrument2022094966
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$359,100 Land $332,500 Building $26,600
2024$2,719.00
2023$359,100 Land $332,500 Building $26,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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