612 E 15th St, Charlotte, NC 28206 Property Records

Mecklenburg County property record for 612 E 15th St, Charlotte, NC 28206

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,220 sqft · built 2019
Lot Size	0.229 acres (10,006 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (May 2017)
Tax Bill	$10,059 (2023)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081-093-17`

Property Details

APN / Parcel Number

Primary APN	`081-093-17`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,220 sqft Heated Area
Gross Area	1,508 sqft
1st Floor Area	1,291 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,006 sqft (0.229 acres)
Garage Area	276 sqft
Porch	Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	081-093-17
Street Address	612 E 15TH ST
City	CHARLOTTE
State	NC
Zip	28206-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOD-NC
Legal Description	DIST:1 CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 81 PG 9
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2025
Census Tract	700

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	612 E 15TH ST, CHARLOTTE, NC 28206-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 24, 2017	Warranty Deed, Transfer · Commercial Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Document Number	0000068637
Deed Book / Page	31826 / 161
Last Transfer Date	Jan 26, 2021
Transfer Doc	0000014967
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	612 E 15TH ST, CHARLOTTE, NC 28206-3323
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028395
Date	Feb 22, 2022
Book Page	37086/129
Instrument	2022028395

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 26, 2021
Property Address	612 E 15TH ST, CHARLOTTE, NC 28206-3323
Document Number	0000014967
Book / Page	35592 / 274
Instrument Date	Jan 21, 2021
Instrument	2021014967
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E 15TH ST, CHARLOTTE, NC 28206-3323

Mortgage

Document Number	0000014968
Date	Jan 26, 2021
Instrument	2021014968

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 24, 2017
Property Address	612 E 15TH ST, CHARLOTTE, NC 28206-3323
Document Number	0000068637
Book / Page	31826 / 161
Instrument Date	May 24, 2017
Instrument	2017068637
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1662 BROWNS AVE, 1662, CHARLOTTE, NC 28208-2536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E 15TH ST, CHARLOTTE, NC 28206-3323

Mortgage

Document Number	0000068638
Date	May 24, 2017
Instrument	2017068638

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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