Schenectady County and Glenville Town property record for 623 Charles St, Schenectady, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,078 sqft · built 1943 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $258,000 (Mar 2026) |
| Tax Bill | $4,713 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422289 38.11-2-4 |
| Primary APN | 422289 38.11-2-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| 1st Floor Area | 766 sqft |
| Upper Floors Area | 312 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 132 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | B15219 |
|---|---|
| Street Address | 623 CHARLES ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | RIVERDALE MASBA L619 HL3G |
| Legal Subdivision | MAP 4 RIVERDALE PLOT |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 32403 |
Source: Schenectady County and Glenville Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 467 CHURCH RD, SCHENECTADY, NY 12302-6917 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Mar 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| May 14, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Feb 21, 2017 | Warranty Deed, Transfer · Conventional with PMI SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | May 14, 2018 · Amount on Record |
| Deed Document Number | 20265776 |
| Deed Book / Page | 2168 / 451 |
| Prior Transfer Date | Oct 22, 2010 |
| Prior Transfer Doc | 1832000781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 623 CHARLES ST, SCHENECTADY, NY 12302-1431 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 623 CHARLES ST, GLENVILLE, NY 12302-1431 |
| Document Number | 0000057178 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 5167/553 |
| Instrument | 202157178 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 623 CHARLES ST, SCHENECTADY, NY 12302-1431 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 623 CHARLES ST, GLENVILLE, NY 12302-1431 |
| Document Number | 0000023973 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 202523973 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 26, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 18, 2026 |
| Property Address | 623 CHARLES ST, SCHENECTADY, NY 12302-1431 |
| Document Number | 0000005776 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 202605776 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,032.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 623 CHARLES ST, GLENVILLE, NY 12302-1431 |
| Name | Verified Name |
|---|---|
| Address | 467 CHURCH RD, GLENVILLE, NY 12302-6917 |
| Document Number | 0000005777 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 202605777 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 14, 2018 |
| Property Address | 623 CHARLES ST, SCHENECTADY, NY 12302-1431 |
| Document Number | 0000020414 |
| Book / Page | 1987 / 136 |
| Instrument Date | May 10, 2018 |
| Instrument | 201820414 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 623 CHARLES ST, 623, GLENVILLE, NY 12302-1431 |
| Name | Verified Name |
|---|---|
| Address | 17 CYPRESS DR, GLENVILLE, NY 12302-4303 |
| Document Number | 0000020416 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 201820416 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 21, 2017 |
| Property Address | 623 CHARLES ST, SCHENECTADY, NY 12302-1431 |
| Document Number | 0000007888 |
| Book / Page | 001957 / 000091 |
| Instrument Date | Oct 7, 2016 |
| Instrument | 7888 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1037 DAY RD SCHENECTADY NY 123033362, SCHENECTADY, NY 12303-3362 |
| Document Number | 7889 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 004743/000569 |
| Instrument | 7889 |
| Name | SEFCU |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2047 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,713.00 (+0.34%) | ||
| 2025 | $4,697.00 | $117,000 (-) Land $9,900 Building $107,100 | $212,727 (+23.64%) Land $18,000 Building $194,727 |
| 2023 | $117,000 Land $9,900 Building $107,100 | $172,059 Land $14,559 Building $157,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1996–2011) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLENVILLE WD #11 serves 15,000 people · EPA ID NY4600091 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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