602 Charles St, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 602 Charles St, Schenectady, NY 12302

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,440 sqft · built 1941
Lot Size0.155 acres (6,750 sqft)
Owner2 Individual Names on Record
Last Sale$216,500 (Dec 2025)
Tax Bill$5,515 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422289 38.7-5-78

Property Details

APN / Parcel Number

Primary APN422289 38.7-5-78
Alternative APNs
  • 228903800700050780000000
  • B17003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area960 sqft
Upper Floors Area480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area77 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberB17003
Street Address602 CHARLES ST
CitySCHENECTADY
StateNY
Zip12302-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionJERMAIN L508 HLG
Legal Block5
Legal Lot Number78.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2012
Census Tract32403

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address975 STATE ROUTE 50, BALLSTON LAKE, NY 12019-2011
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Deed Document Number202529772
Deed Book / Page2162 / 872
Record UpdatedOct 29, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateDec 19, 2025
Property Address602 CHARLES ST, SCHENECTADY, NY 12302-1432
Document Number0000029772
Instrument DateDec 19, 2025
Instrument202529772
Transaction TypeTransfer
Record UpdatedJan 8, 2026
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$866.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2575, PLATTSBURGH, NY 12901-0229

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address975 STATE ROUTE 50, BALLSTON LAKE, NY 12019-2011

Mortgage

Document Number0000029773
DateDec 19, 2025
Instrument202529773
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,515.00 (+0.24%)
2025$5,502.00$137,400 (-) Land $11,200 Building $126,200$249,818 (+23.64%) Land $20,364 Building $229,454
2023$137,400 Land $11,200 Building $126,200$202,059 Land $16,471 Building $185,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims6 (1996–2011)
Claims Outside the SFHA2 of 6
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLENVILLE WD #11
serves 15,000 people · EPA ID NY4600091
Water SourceGroundwater
Last State InspectionJul 2022
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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