Cook County property record for 623 Central Ave, Wilmette, IL 60091 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,948 sqft · built 1894 |
| Lot Size | 0.304 acres (13,230 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,865,000 (Aug 2021) |
| Tax Bill | $29,174 (2023) |
| Deeds & Mortgages | Dec 2022 Line of Credit Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-34-211-003 |
| Primary APN | 05-34-211-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,948 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,230 sqft (0.304 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 623 CENTRAL AVE |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-1947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (DINGEES) ADD TO (WILMETTE) IN OUILMETTE RESERVE IN S ECS26 & 27 SEC 26-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 26 |
| Legal Subdivision | DINGEES ADD TO WILMETTE |
| Legal Block | 20 |
| Legal Lot Number | 7,6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 801300 |
Source: Cook County records · APN 05-34-211-003
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 623 CENTRAL AVE, WILMETTE, IL 60091-1947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Oct 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 24, 2021 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Mar 12, 2020 | Deed of Trust, Mortgage HUNTINGTON NAT'L BK |
| Jul 03, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Apr 12, 2018 | Grant Deed, Transfer CHASE BK/MD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Prior Sale | Apr 12, 2018 · Amount on Record |
| Deed Document Number | 20218457 |
| Prior Transfer Date | Oct 15, 2001 |
| Prior Transfer Doc | 0000037657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 623 CENTRAL AVE, WILMETTE, IL 60091-1947 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 623 CENTRAL AVE, WILMETTE, IL 60091-1947 |
| Document Number | 0036333093 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 2236333093 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.44% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 623 CENTRAL AVE, WILMETTE, IL 60091-1947 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028149106 |
|---|---|
| Date | Oct 08, 2021 |
| Instrument | 2128149106 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Nov 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4% |
| Index | Other |
| Max Rate | 7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 24, 2021 |
| Property Address | 623 CENTRAL AVE, WILMETTE, IL 60091-1947 |
| Document Number | 0023608457 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2123608457 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,865.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 623 CENTRAL AVE, WILMETTE, IL 60091-1947 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 623 CENTRAL AVE, WILMETTE, IL 60091-1947 |
| Document Number | 2021039086 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 623 CENTRAL AVE WILMETTE IL 600911947, WILMETTE, IL 60091-1947 |
| Document Number | 2021039086 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 21039086 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Rate | 3.27% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 623 CENTRAL AVE, WILMETTE, IL 60091-1947 |
| Document Number | 1820834019 |
| Instrument Date | Jul 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 623 CENTRAL AVE WILMETTE IL 600911947, WILMETTE, IL 60091-1947 |
| Document Number | 1820834019 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 20834019 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 444 Months |
| Due | Jul 26, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 12, 2018 |
| Property Address | 623 CENTRAL AVE, WILMETTE, IL 60091-1947 |
| Document Number | 1810249049 |
| Instrument Date | Apr 04, 2018 |
| Instrument | 10249049 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 623 CENTRAL AVE WILMETTE IL 600911947, WILMETTE, IL 60091-1947 |
| Document Number | 1810249050 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 10249050 |
| Name | CHASE BK/MD |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 11, 2048 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $195,001 (+34.31%) Land $42,998 Building $152,003 | $1,950,010 (+34.31%) Land $429,980 Building $1,520,030 | |
| 2023 | $29,174.00 (-4.18%) | ||
| 2022 | $30,448.00 Homeowner's exemption | $145,189 Land $36,382 Building $108,807 | $1,451,890 Land $363,820 Building $1,088,070 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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