614 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 614 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,262 sqft · built 1901
Lot Size	0.183 acres (7,950 sqft)
Owner	Trust Name on File
Tax Bill	$20,237 (2023)
Deeds & Mortgages	Nov 2022 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-34-206-011`

Property Details

APN / Parcel Number

Primary APN	`05-34-206-011`
Alternative APN	`05-34-206-011-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,262 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	7,950 sqft (0.183 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	614 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DINGEES) ADD TO (WILMETTE) IN OUILMETTE RESERVE IN S ECS26 & 27 SEC 26-42-13
Legal Range	13E
Legal Township	42N
Legal Section	26
Legal Subdivision	DINGEES ADD TO WILMETTE
Legal Block	15
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3039
Census Tract	801200

Owner

614 Central Ave is owner-occupied and held in a trust since November 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	614 CENTRAL AVE, WILMETTE, IL 60091-1948
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit WINTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 1994
Deed Sale	May 11, 1994
Deed Document Number	1994197
Last Transfer Date	Nov 3, 2022
Transfer Doc	0000041310
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Nov 14, 2022
Property Address	614 CENTRAL AVE, WILMETTE, IL 60091-1948
Document Number	0031841310
Instrument Date	Nov 3, 2022
Instrument	2231841310
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	614 CENTRAL AVE, WILMETTE, IL 60091-1948

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	614 CENTRAL AVE, WILMETTE, IL 60091-1948
Document Number	2026139008
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	614 CENTRAL AVE WILMETTE IL 600911948, WILMETTE, IL 60091-1948

Mortgage

Document Number	2026139008
Date	Sep 17, 2020
Instrument	26139008

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	614 CENTRAL AVE, WILMETTE, IL 60091-1948
Document Number	1719347107
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	614 CENTRAL AVE WILMETTE IL 600911948, WILMETTE, IL 60091-1948

Mortgage

Document Number	1719347107
Date	Jul 12, 2017
Instrument	19347107

Lender

Name	WINTRUST BK
Address	CHICAGO, IL 60604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 11, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,001 Land $25,838 Building $137,163	$1,630,010 Land $258,380 Building $1,371,630
2023	$20,237.00 (+5.78%)
2022	$19,132.00 Homeowner's exemption	$92,500 Land $21,862 Building $70,638	$925,000 Land $218,620 Building $706,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 Central Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	51 units insured incl. 45 condo units
Nearby Flood Claims	8 (1984–2014)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2014 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 614 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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