623 Bluff Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 623 Bluff Ave, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,430 sqft · built 1900
Lot Size	0.041 acres (1,800 sqft)
Owner	Company Name on File
Last Sale	$175,000 (May 2022)
Tax Bill	$5,738 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.38-1-42`

Property Details

APN / Parcel Number

Primary APN	`421500 49.38-1-42`
Alternative APN	`150004903800010420000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	2,430 sqft Total Area
1st Floor Area	810 sqft
2nd Floor Area	810 sqft
Upper Floors Area	810 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	1,800 sqft (0.041 acres)
Lot Dimensions	60 ft deep x 30 ft wide
Porch	Slab
Porch Area	420 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	623 BLUFF AVE
City	SCHENECTADY
State	NY
Zip	12303-1629
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	3 WOOD
Legal Block	1
Legal Lot Number	42.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4000
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.38-1-42

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	18 SPRUILL CT, MONSEY, NY 10952-3363
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	Feb 13, 2014 · Amount on Record
Deed Document Number	202226664
Deed Book / Page	2084 / 962
Prior Transfer Date	Feb 10, 2014
Prior Transfer Doc	0000006972
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 19, 2022
Property Address	623 BLUFF AVE, SCHENECTADY, NY 12303-1629
Document Number	0000026664
Book / Page	2084 / 962
Instrument Date	Apr 26, 2022
Instrument	202226664
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 SELDON ST, SCHENECTADY, NY 12304-3301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 56TH ST, BROOKLYN, NY 11219-4615

Mortgage

Document Number	0000026665
Date	May 19, 2022
Instrument	202226665

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,738.00 (+35.43%)	$91,300 (-) Land $10,500 Building $80,800	$151,184 (+30.82%) Land $17,387 Building $133,797
2023		$91,300 (+30.62%) Land $10,500 Building $80,800	$115,570 (+35.58%) Land $13,291 Building $102,279
2022		$69,900 Land $10,500 Building $59,400	$85,244 Land $12,805 Building $72,439
2021	$4,237.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930214004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 585 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.