Schenectady County and Schenectady City property record for 612 Bluff Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,121 sqft · built 1920 |
| Lot Size | 0.11 acres (4,818 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $24,700 (Jan 2002) |
| Tax Bill | $3,265 (2026) |
| Deeds & Mortgages | Aug 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.38-1-51.1 |
| Primary APN | 421500 49.38-1-51.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,121 sqft Living Area |
| 1st Floor Area | 1,121 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,818 sqft (0.11 acres) |
| Lot Dimensions | 146 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 234 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 612 BLUFF AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 51.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 612 BLUFF AVE, SCHENECTADY, NY 12303-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2002 · Amount on Record |
| Deed Sale | Jan 24, 2002 · Amount on Record |
| Prior Sale | Apr 27, 2000 · Amount on Record |
| Deed Book / Page | 1616 / 860 |
| Prior Transfer Date | Aug 22, 1994 |
| Prior Transfer Doc | 1430000283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 612 BLUFF AVE, SCHENECTADY, NY 12303-1630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 612 BLUFF AVE, SCHENECTADY, NY 12303-1630 |
| Document Number | 0000050500 |
|---|---|
| Date | Aug 26, 2024 |
| Book Page | 5392/72 |
| Instrument | 202450500 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,265.00 (+3.13%) | ||
| 2025 | $3,166.00 (+7.5%) | $52,900 (-) Land $7,900 Building $45,000 | $87,597 (+30.82%) Land $13,082 Building $74,515 |
| 2023 | $52,900 (-) Land $7,900 Building $45,000 | $66,962 (+3.8%) Land $10,000 Building $56,962 | |
| 2022 | $52,900 Land $7,900 Building $45,000 | $64,512 Land $9,634 Building $54,878 | |
| 2021 | $2,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures