Johnson County property record for 6227 E State Rd 44, Franklin, IN 46131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,119 sqft · built 1956 |
| Lot Size | 3.64 acres (158,863 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,760 (Jul 2026) |
| Tax Bill | $2,874 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41211601009/00 |
| Primary APN | 41211601009/00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,119 sqft Living Area |
| 1st Floor Area | 2,119 sqft |
| Basement Area | 2,119 sqft |
| Finished Basement | 400 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 158,863 sqft (3.64 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Porch |
| Porch Area | 241 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001074693 |
|---|---|
| Street Address | 6227 E STATE ROAD 44 |
| City | FRANKLIN |
| State | IN |
| Zip | 46131-8212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W SW S16 T12 R5 MP FRANKLIN COMMUNI |
| Legal Range | 5 |
| Legal Township | 12 |
| Legal Section | 16 |
| Jurisdiction | JOHNSON IN |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 611200 |
Source: Johnson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6227 E STATE ROAD 44, FRANKLIN, IN 46131-8212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE |
| May 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| May 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL CO |
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Prior Sale | Apr 18, 2016 · Amount on Record |
| Deed Document Number | 202613582 |
| Prior Transfer Date | Apr 8, 2016 |
| Prior Transfer Doc | 2016008220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSON IN |
| Recording Date | Jul 1, 2026 |
| Property Address | 6227 E STATE ROAD 44, FRANKLIN, IN 46131-8212 |
| Document Number | 0000013582 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202613582 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6227 E STATE ROAD 44, FRANKLIN, IN 46131-8212 |
| Document Number | 0000013583, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202613583 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON IN |
| Property Address | 6227 E STATE ROAD 44, FRANKLIN, IN 46131-8212 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2019008615 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 2019-008615 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 20, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON IN |
| Property Address | 6227 E STATE ROAD 44, FRANKLIN, IN 46131-8212 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021015356 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-015356 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON IN |
| Property Address | 6227 E STATE ROAD 44, FRANKLIN, IN 46131-8212 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022001046 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022-001046 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Johnson County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Johnson County |
| County Subdivision | Needham Township |
| Unified School District | Franklin Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,874.00 (+0.98%) Homeowner's exemption | $318,400 (+20.83%) Land $67,800 Building $250,600 | $318,400 (+20.83%) Land $67,800 Building $250,600 |
| 2024 | $2,846.00 (-0.56%) | ||
| 2023 | $2,862.00 (-11.39%) | $263,500 (-) Land $67,800 Building $195,700 | $263,500 (-) Land $67,800 Building $195,700 |
| 2022 | $3,230.00 Homeowner's exemption | $263,500 Land $67,800 Building $195,700 | $263,500 Land $67,800 Building $195,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (2005–2025) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| JC Fiber Fiber | 3,000 / 3,000 |
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