6221 Luzon Dr, Orlando, FL 32809 Property Records

Orange County property record for 6221 Luzon Dr, Orlando, FL 32809

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,865 sqft · built 1964
Lot Size0.163 acres (7,091 sqft)
Owner2 Individual Names on Record
Last Sale$132,900 (Feb 2004)
Tax Bill$1,546 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN22-23-29-8083-02-100

Property Details

APN / Parcel Number

Primary APN22-23-29-8083-02-100
Alternative APNs
  • 292322808302100
  • 415731
  • 421362
  • 425561

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,865 sqft Living Area
Gross Area2,128 sqft
1st Floor Area1,627 sqft
Utility Area119 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1975
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,091 sqft (0.163 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area382 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address6221 LUZON DR
CityORLANDO
StateFL
Zip32809-5805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSKY LAKE OAK RIDGE SEC UNIT 3 Z/45 LOT 210
Legal Range29E
Legal Township23S
Legal Section22
Legal SubdivisionSKY LAKE OAK RIDGE SEC UT 3
Legal Tract8083
Legal Block2
Legal Lot Number210
Legal Unit3
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1007
Census Tract14302

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6221 LUZON DR, ORLANDO, FL 32809-5805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
MCCOY FCU
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
PARTNERS FCU
Dec 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
PARTNERS FCU
Jun 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
PARTNERS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2004 · Amount on Record
Deed SaleFeb 19, 2004 · Amount on Record
Deed Document Number2004108471
Deed Book / Page7313 / 492
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address6221 LUZON DR, ORLANDO, FL 32809-5805
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000474781
DateAug 4, 2021
Instrument20210474781
Lender
NameMCCOY FCU
TypeCredit Union
AddressORLANDO, FL 32859
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address6221 LUZON DR, ORLANDO, FL 32809-5805
Document Number0000551374
Instrument DateOct 7, 2020
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6221 LUZON DR ORLANDO FL 328095805, ORLANDO, FL 32809-5805

Mortgage

Document Number0000551374
DateOct 21, 2020
Instrument551374
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 20, 2040

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address6221 LUZON DR, ORLANDO, FL 32809-5805
Document Number0000007626
Instrument DateDec 26, 2018
Transaction TypeMortgage
Record UpdatedJan 23, 2019
Title CompanyALOMA TITLE COMPANY, ALOMA TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6221 LUZON DR ORLANDO FL 328095805, ORLANDO, FL 32809-5805

Mortgage

Document Number0000007626
DateJan 4, 2019
Instrument7626
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 3, 2034

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address6221 LUZON DR, ORLANDO, FL 32809-5805
Document Number0000347827
Instrument DateJun 6, 2017
Transaction TypeMortgage
Record UpdatedJul 7, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6221 LUZON DR ORLANDO FL 328095805, ORLANDO, FL 32809-5805

Mortgage

Document Number0000347827
DateJun 22, 2017
Instrument347827
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 21, 2037

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,089 (+2.7%)$308,515 (-2.83%) Land $85,000 Building $223,515
2025$1,546.00 (+9.96%) Homeowner's exemption$107,195 (+5.99%)$317,515 (+12.13%) Land $85,000 Building $232,515
2024$1,406.00 (+7.08%)
2023$1,313.00 (+6.57%) Homeowner's exemption$101,140 (+3%)$283,162 (+20.39%) Land $80,000 Building $203,162
2022$1,232.00 Homeowner's exemption$98,194$235,201 Land $60,000 Building $175,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 87 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies87 in force
Nearby Flood Claims31 (1980–2022)
Claims Outside the SFHA2 of 31
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Oct 2022 · 11 claims
  • Hurricane Ian, Sep 2022 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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