622 Windward Ln, Duncan, SC 29334 Property Records

Spartanburg County property record for 622 Windward Ln, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,276 sqft · built 2016
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$278,595 (Sep 2016)
Tax Bill	$2,209 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-3100-03865`

Property Details

APN / Parcel Number

Primary APN	`5-3100-03865`
Alternative APN	`178895`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,276 sqft Living Area
Gross Area	4,034 sqft
Upper Floors Area	1,594 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Stone
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	224 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	178895
Street Address	622 WINDWARD LN
City	DUNCAN
State	SC
Zip	29334-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103 RAINWATER PH 1 SUB PB 170-94 & 117 PB 171-561 PB 172-99
Legal Subdivision	RAINWATER PH 1 SUB
Legal Phase	1
Legal Lot Number	103
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2000
Census Tract	23406

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	622 WINDWARD LN, DUNCAN, SC 29334-8104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Loan Modification, Mortgage MIDFIRST BK
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2016 · Amount on Record
Deed Sale	Sep 7, 2016 · Amount on Record
Deed Document Number	2016-39273
Deed Book / Page	113-G / 0363
Record Updated	Jun 8, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPARTANBURG SC
Property Address	622 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000053976
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 WINDWARD LN DUNCAN SC 293348104, DUNCAN, SC 29334-8104

Mortgage

Document Number	0000053976
Date	Nov 12, 2019
Book Page	005708/000616
Instrument	53976

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	622 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000052869
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 WINDWARD LN DUNCAN SC 293348104, DUNCAN, SC 29334-8104

Mortgage

Document Number	0000052869
Date	Nov 5, 2019
Book Page	005705/000383
Instrument	52869

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,209.00 (+0.45%)	$14,223 (-) Land $1,581 Building $12,642	$445,200 (-) Land $49,500 Building $395,700
2024	$2,199.00 (-0.27%)
2023	$2,205.00	$14,223 Land $1,581 Building $12,642	$445,200 Land $49,500 Building $395,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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