622 Waterville Rd, Unity, ME 04988 Property Records

Waldo County and Unity Town property record for 622 Waterville Rd, Unity, ME 04988

Property Summary

Property Type	Single Family Home
Details	613 sqft
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$248,000 (Sep 2025)
Tax Bill	$1,983 (2024)
Deeds & Mortgages	Oct 2022 Refinance Sep 2025 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`UNIW M:07 L:21`

Property Details

APN / Parcel Number

Primary APN	`UNIW M:07 L:21`
Alternative APN	`960`

Interior

Building Area	613 sqft Living Area

Exterior

Architectural Style	Multi-Family
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Account Number	960
Street Address	622 WATERVILLE RD
City	UNITY
State	ME
Zip	04988-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	21
Jurisdiction	UNITY ME
Township / Civil Division	UNITY
Census Block Group	4
Census Block	4018
Census Tract	46002

Owner

Source: Waldo County and Unity Town records · APN UNIW M:07 L:21

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	26 LOUISE AVE, 23, WATERVILLE, ME 04901-5053
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Sep 18, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Deed Document Number	20258207
Deed Book / Page	5150 / 293
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNITY ME
Property Address	622 WATERVILLE RD, UNITY, ME 04988-3309
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004857/110
Date	Oct 31, 2022
Book Page	4857/110
Instrument	2022-10159

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Nov 01, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNITY ME
Recording Date	Sep 18, 2025
Property Address	622 WATERVILLE RD, UNITY, ME 04988-3309
Document Number	005150/293
Book / Page	5150 / 293
Instrument Date	Sep 17, 2025
Instrument	2025-8207
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 LOUISE AVE APT 23, 23, WATERVILLE, ME 04901-5053

Mortgage

Document Number	0020258208
Date	Sep 18, 2025
Instrument	2025-8208

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Waldo County and Unity Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Unity Town
Unified School District	School Administrative District 03 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025		$175,600 (+34.15%) Land $32,000 Building $143,600
2024	$1,983.00 (+69.92%)	$130,900 (+78.34%) Land $23,600 Building $107,300
2022	$1,167.00	$73,400 Land $18,900 Building $54,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1996 · Severe Storms, Ice Jams, Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
UniTek Fiber	2,000 / 2,000

Based on FCC filings for 8 locations within half a mile of this property.

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