576 Waterville Rd, Unity, ME 04988 Property Records

Waldo County and Unity Town property record for 576 Waterville Rd, Unity, ME 04988

Property Summary

Property Type	Single Family Home
Details	1,120 sqft
Lot Size	50 acres (2,178,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,074 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`UNIW M:07 L:23`

Property Details

APN / Parcel Number

Primary APN	`UNIW M:07 L:23`
Alternative APN	`360`

Interior

Building Area	1,120 sqft Living Area

Exterior

Architectural Style	Multi-Family
Lot Area	2,178,000 sqft (50 acres)

Location & Zoning

Account Number	360
Street Address	576 WATERVILLE RD
City	UNITY
State	ME
Zip	04988-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	23
Jurisdiction	UNITY ME
Township / Civil Division	UNITY
Census Block Group	4
Census Block	4018
Census Tract	46002

Owner

Source: Waldo County and Unity Town assessment roll, APN UNIW M:07 L:23, as of July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	576 WATERVILLE RD, UNITY, ME 04988-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
May 06, 2020	Deed of Trust, Mortgage KENNEBEC SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2006
Deed Sale	Sep 19, 2006
Deed Document Number	200610871
Deed Book / Page	2989 / 227
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNITY ME
Property Address	576 WATERVILLE RD, UNITY, ME 04988-3308
Transaction Type	Mortgage
Record Updated	Nov 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004854/253
Date	Oct 21, 2022
Book Page	4854/253
Instrument	2022-9892

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNITY ME
Property Address	576 WATERVILLE RD, UNITY, ME 04988-3308
Document Number	0044950292
Instrument Date	May 06, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	576 WATERVILLE RD UNITY ME 049883308, UNITY, ME 04988-3308

Mortgage

Document Number	0044950292
Date	May 21, 2020
Book Page	004495/000292
Instrument	3700

Lender

Name	KENNEBEC SVGS BK
Type	Federal Savings Bank
Address	AUGUSTA, ME 04330

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 20, 2045

Tax Assessment & Valuation

Source: Waldo County and Unity Town assessment roll as of July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Unity Town
Unified School District	School Administrative District 03 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025		$267,800 (+31.99%) Land $73,200 Building $194,600
2024	$3,074.00 (+18.92%)	$202,900 (+24.78%) Land $58,700 Building $144,200
2022	$2,585.00	$162,600 Land $49,500 Building $113,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Waldo County (23027C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230270460024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1996 · Severe Storms, Ice Jams, Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 8 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
UniTek Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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