622 W State St, Geneva, IL 60134 Property Records

Kane County property record for 622 W State St, Geneva, IL 60134

Property Summary

Property TypeCommercial
Details2,172 sqft · built 1892
Lot Size0.207 acres (9,000 sqft)
Owner2 Company Names on Record
Tax Bill$11,207 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-03-334-003

Property Details

APN / Parcel Number

Primary APN12-03-334-003

Interior

Stories1 Story
Building Area2,172 sqft Gross Area
Basement Area792 sqft

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Lot Area9,000 sqft (0.207 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address622 W STATE ST
CityGENEVA
StateIL
Zip60134-2106
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 4 BLK 47 OT GENEVA
Legal Block2
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2007
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Geneva Historic District (Boundary Increase)
listed 2017 · 33 contributing resources · NRIS 16000897

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address333 N RANDALL RD, 153, SAINT CHARLES, IL 60174-1557
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address622 W STATE ST, GENEVA, IL 60134-2106
Document Number0000053198
Instrument DateOct 29, 2019
Transaction TypeMortgage
Record UpdatedNov 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address333 N RANDALL RD ST CHARLES IL 601741573, ST CHARLES, IL 60174-1573

Mortgage

Document Number0000053198
DateNov 5, 2019
Instrument53198
Lender
NameSTATE BK/GENEVA
TypeBank
AddressGENEVA, IL 60134
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueNov 4, 2021
Interest
Rate TypeAdjustable Rate
Rate5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,207.00 (+13.55%)$145,892 (+8.5%) Land $57,058 Building $88,834$437,851 (+8.5%) Land $171,242 Building $266,609
2024$134,463 (+18.38%) Land $52,588 Building $81,875$403,550 (+18.43%) Land $157,827 Building $245,723
2022$9,870.00 (+2.04%)$113,584 (+3.86%) Land $44,422 Building $69,162$340,752 (+3.86%) Land $133,266 Building $207,486
2021$9,673.00$109,363 Land $42,771 Building $66,592$328,089 Land $128,313 Building $199,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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