622 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 622 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,792 sqft · built 1903
Lot Size	0.156 acres (6,808 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jan 2019)
Tax Bill	$1,675 (2026)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-023060`

Property Details

APN / Parcel Number

Primary APN	`03-023060`
Alternative APN	`023060`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,792 sqft Total Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,808 sqft (0.156 acres)
Lot Dimensions	148 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	812 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	023060
Street Address	622 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMOD
Legal Description	PT LOTS 32/33 46X148 622 SUMMIT AVE
Legal Subdivision	BRUGHS ADDITION
Legal Lot Number	622
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	2
Census Block	2014
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown City Park Historic District listed 1990 · 210 contributing resources · NRIS 90001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	622 SUMMIT AVE, HAGERSTOWN, MD 21740-6357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Nov 26, 1996
Deed Book / Page	5905 / 397
Prior Transfer Date	Sep 6, 2012
Prior Transfer Doc	0043610141
Record Updated	Oct 29, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 15, 2019
Property Address	622 SUMMIT AVE, HAGERSTOWN, MD 21740-6357
Document Number	0059050397
Book / Page	5905 / 0397
Map Reference	FO 29
Instrument Date	Dec 31, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SECU TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	622 SUMMIT AVE, HAGERSTOWN, MD 21740-6357

Mortgage

Document Number	0005905404
Date	Jan 15, 2019
Instrument	5905/404

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,675.00 (+13.1%)	$183,867 (+13.08%)	$226,400 (+39.24%) Land $45,900 Building $180,500
2025	$1,481.00 (+5.71%)	$162,600 (+12.04%) Land $45,900 Building $116,700	$162,600 (-) Land $45,900 Building $116,700
2024	$1,401.00 (+5.58%)
2023	$1,327.00	$145,133	$162,600 Land $45,900 Building $116,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20