604 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 604 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,720 sqft · built 1918
Lot Size	0.11 acres (4,770 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Feb 2021)
Tax Bill	$1,854 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-019454`

Property Details

APN / Parcel Number

Primary APN	`03-019454`
Alternative APN	`019454`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,720 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	4,770 sqft (0.11 acres)
Lot Dimensions	159 ft deep x 30 ft wide
Porch	Slab
Porch Area	295 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	019454
Street Address	604 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMOD
Legal Description	PTLT 27 30X159 .109A 604 SUMMIT AVE
Legal Subdivision	BRUGHS ADD HAGERSTOWN
Legal Lot Number	27
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	2
Census Block	2014
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown City Park Historic District listed 1990 · 210 contributing resources · NRIS 90001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

604 Summit Ave is owned and occupied by two individuals who bought it in February 2021.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 SUMMIT AVE, HAGERSTOWN, MD 21740-6357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Jan 8, 2002 · Amount on File
Deed Book / Page	6507 / 407
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 5, 2021
Property Address	604 SUMMIT AVE, HAGERSTOWN, MD 21740-6357
Document Number	0065070407
Book / Page	6507 / 407
Instrument Date	Feb 5, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TTL & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 SUMMIT AVE, HAGERSTOWN, MD 21740-6357

Mortgage

Document Number	0006507412
Date	Feb 5, 2021
Instrument	6507/412

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 604 Summit Ave was $1,854, up 12.8% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,854.00 (+12.84%)	$203,567 (+12.9%)	$250,100 (+38.71%) Land $42,900 Building $207,200
2025	$1,643.00	$180,300 Land $42,900 Building $137,400	$180,300 Land $42,900 Building $137,400
2023	$1,553.00	$169,767	$180,300 Land $42,900 Building $137,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Summit Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 604 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20