622 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 622 S Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1940
Lot Size	0.149 acres (6,492 sqft)
Owner	2 Individual Names on File
Last Sale	$88,000 (Nov 2025)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-120-10-09`

Property Details

APN / Parcel Number

Primary APN	`27-120-10-09`
Alternative APNs	`27-120-10-09-00-0-00-000` `27120100900000001` `787664`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	896 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1969
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,492 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 53 ft wide
Porch	Covered Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	787664
Street Address	622 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT LOT 293
Legal Subdivision	FAIRMOUNT
Legal Block	1
Legal Lot Number	293
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	11002

Owner

622 S Cedar Ave is owned and occupied by two individuals who bought it in November 2025.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	622 S CEDAR AVE, INDEPENDENCE, MO 64053-1822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Deed Document Number	202582849
Prior Transfer Date	Jul 28, 2024
Prior Transfer Doc	00E0067619
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 6, 2025
Property Address	622 S CEDAR AVE, INDEPENDENCE, MO 64053-1822
Document Number	00E0082849
Instrument Date	Oct 21, 2025
Instrument	2025E0082849
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	622 S CEDAR AVE, INDEPENDENCE, MO 64053-1822
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0082850
Date	Nov 6, 2025
Instrument	2025E0082850

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 3, 2024
Property Address	622 S CEDAR AVE, INDEPENDENCE, MO 64053-1822
Document Number	00E0067619
Instrument Date	Jul 28, 2024
Instrument	2024E0067619
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 S CEDAR AVE, INDEPENDENCE, MO 64053-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 MICAH LN, IRON STATION, NC 28080-6708

Tax Assessment & Valuation

The 2025 property tax bill for 622 S Cedar Ave was $1,139, up 2.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,578 (-) Land $2,580 Building $12,998	$81,990 (-)
2025	$1,139.00 (+2.8%)	$15,578 Land $2,580 Building $12,998	$81,990
2024	$1,108.00 (+2.5%)
2023	$1,081.00	$15,550 Land $1,357 Building $14,193	$81,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 622 S Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 622 S Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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