616 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 616 S Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 476 sqft · built 1920
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on Record
Last Sale	$65,150 (Jan 2025)
Tax Bill	$624 (2025)
Deeds & Mortgages	Jan 2025 Second Mortgage Jan 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-120-10-07`

Property Details

APN / Parcel Number

Primary APN	`27-120-10-07`
Alternative APNs	`27-120-10-07-00-0-00-000` `27120100700000001` `787662`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	476 sqft Living Area
Gross Area	952 sqft
1st Floor Area	476 sqft
Basement Area	476 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1969
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	787662
Street Address	616 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT LOT 291
Legal Subdivision	FAIRMOUNT
Legal Block	1
Legal Lot Number	291
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	11002

Owner

Source: Jackson County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 S CEDAR AVE, INDEPENDENCE, MO 64053-1822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Jan 3, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	Nov 8, 2024
Deed Document Number	2025404
Prior Transfer Date	Oct 20, 2024
Prior Transfer Doc	00E0076814
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	616 S CEDAR AVE, INDEPENDENCE, MO 64053-1822
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	PLATINUM TITLE LLC, PLATINUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0001102
Date	Jan 8, 2025
Instrument	2025E0001102

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 3, 2025
Property Address	616 S CEDAR AVE, INDEPENDENCE, MO 64053-1822
Document Number	00E0000404
Instrument Date	Dec 26, 2024
Instrument	2025E0000404
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19131 E 14TH TERRACE DR, INDEPENDENCE, MO 64056-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 S CEDAR AVE, INDEPENDENCE, MO 64053-1822

Mortgage

Document Number	00E0001101
Date	Jan 3, 2025
Instrument	2025E0001101

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,542 (-) Land $2,580 Building $5,962	$44,960 (-)
2025	$624.00 (-9.04%)	$8,542 (-11.34%) Land $2,580 Building $5,962	$44,960 (-11.34%)
2024	$686.00 (+2.39%)
2023	$670.00	$9,635 Land $1,587 Building $8,048	$50,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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