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622 Minnesota Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 622 Minnesota Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 858 sqft · built 1909
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$217,500 (Apr 2022)
Tax Bill$1,865 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Oct 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0042-0110

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0042-0110
Alternative APNs
  • 263001000100420110
  • 76881

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area858 sqft Living Area
Gross Area956 sqft
1st Floor Area858 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1960
Architectural StyleL-Shape
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 0.5 ft wide

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area98 sqft
Shed1 Shed
Shed Area24 sqft
Utility Building360 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHVAC

Location & Zoning

Street Address622 MINNESOTA AVE
CitySAINT CLOUD
StateFL
Zip34769-2747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 42 LOTS 11 & 12 2-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block42
Legal Lot Number11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43400

Owner

Source: Osceola County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address622 MINNESOTA AVE, SAINT CLOUD, FL 34769-2747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2022Warranty Deed, Transfer · Conventional Mortgage
ADDITION FINANCIAL CU
Oct 18, 2021Quit Claim Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC
Jul 16, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2022 · Amount on Record
Deed SaleApr 12, 2022 · Amount on Record
Prior SaleJul 16, 2021 · Amount on Record
Deed Document Number202257718
Deed Book / Page6191 / 2912
Prior Transfer DateOct 13, 2021
Prior Transfer Doc0060662813
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 12, 2022
Property Address622 MINNESOTA AVE, SAINT CLOUD, FL 34769-2747
Document Number0061912912
Book / Page6191 / 2912
Map ReferenceMB B PG 33&34
Instrument DateApr 11, 2022
Instrument2022057718
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,522.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9702 SANCTUARY SQUARE DR # DR102, 9702, ORLANDO, FL 32832-6625

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 MINNESOTA AVE, SAINT CLOUD, FL 34769-2747

Mortgage

Document Number0061912914
DateApr 12, 2022
Instrument6191/2914
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 18, 2021
Property Address622 MINNESOTA AVE, SAINT CLOUD, FL 34769-2747
Document Number0060662813
Book / Page6066 / 2813
Map ReferenceMB B PG 33&34
Instrument DateOct 13, 2021
Instrument2021161639
Transaction TypeTransfer
Record UpdatedOct 29, 2021
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9702 SANCTUARY SQUARE DR # DR102, 9702, ORLANDO, FL 32832-6625

Transferred To (Grantee/Buyer)

NameVerified Name
Address9702 SANCTUARY SQUARE DR UNIT 102, 102, ORLANDO, FL 32832-6625

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 16, 2021
Property Address622 MINNESOTA AVE, SAINT CLOUD, FL 34769-2747
Document Number0060032623
Book / Page6003 / 2623
Map ReferenceMB B PG 33
Instrument DateJul 12, 2021
Instrument2021110688
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$805.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6980 S THRESHOLD PT, 6980, HOMOSASSA, FL 34446-3541

Transferred To (Grantee/Buyer)

NameVerified Name
Address9702 SANCTUARY SQUARE DR UNIT 102, 102, ORLANDO, FL 32832-6625

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,865.00 (+3.84%) Homeowner's exemption$147,109 (+5.99%)$156,500 (+12.75%) Land $46,800 Building $109,700
2024$1,796.00 (+3.22%)
2023$1,740.00 (-10.91%) Homeowner's exemption$138,800 (+28.28%) Land $42,500 Building $96,300$138,800 (+28.28%) Land $42,500 Building $96,300
2022$1,953.00$108,200 Land $35,100 Building $73,100$108,200 Land $35,100 Building $73,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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