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613 Minnesota Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 613 Minnesota Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,382 sqft · built 1975
Lot Size0.258 acres (11,238 sqft)
OwnerCompany Name on Record
Last Sale$2,034,700 (Aug 2023)
Tax Bill$4,684 (2025)
Deeds & MortgagesAug 2023 Sale
Oct 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0043-0160

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0043-0160
Alternative APNs
  • 263001000100430160
  • 76893

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,382 sqft Living Area
Gross Area1,817 sqft
1st Floor Area1,212 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeCarport
Garage Area325 sqft
CarportCarport
Carport Area325 sqft

Exterior Amenities

PorchFlorida Room
Porch Area170 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address613 MINNESOTA AVE
CitySAINT CLOUD
StateFL
Zip34769-2746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 43 LOTS 16, 17, & 18 2-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block43
Legal Lot Number16
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1019
Census Tract43400

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Special Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Oct 27, 2021Special Warranty Deed, Transfer
BCHH INC
Aug 23, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 15, 2018Deed of Trust, Mortgage · Line of Credit
FAIRWINDS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2023 · Amount on Record
Deed SaleAug 2, 2023 · Amount on Record
Prior SaleAug 23, 2021 · Amount on Record
Deed Document Number2023100489
Deed Book / Page6451 / 940
Prior Transfer DateJun 23, 2006
Prior Transfer Doc0032581126
Record UpdatedJun 8, 2026

August 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 2, 2023
Property Address613 MINNESOTA AVE, SAINT CLOUD, FL 34769-2746
Document Number0064510940
Book / Page6451 / 940
Map ReferenceMB B PG 33&34
Instrument DateJul 28, 2023
Instrument2023100489
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$14,242.90
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 PLAZA ON THE LK # LK200, LK200, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

October 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 27, 2021
Property Address613 MINNESOTA AVE, SAINT CLOUD, FL 34769-2746
Document Number0060742272
Book / Page6074 / 2272
Map ReferenceMB B PG 33&34
Instrument DateOct 20, 2021
Instrument2021167754
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyBCHH INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
InvestorPossibly a Property Investor

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 23, 2021
Property Address613 MINNESOTA AVE, SAINT CLOUD, FL 34769-2746
Document Number0060271552
Book / Page6027 / 1552
Map ReferenceMB B PG 33&34
Instrument DateAug 19, 2021
Instrument2021130135
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,834.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address613 MINNESOTA AVE, 613, SAINT CLOUD, FL 34769-2746

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 PLAZA ON THE LK, AUSTIN, TX 78746-1070
InvestorPossibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address613 MINNESOTA AVE, SAINT CLOUD, FL 34769-2746
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058402567
DateNov 30, 2020
Book Page5840/2567
Instrument2020161958
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2040

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address613 MINNESOTA AVE, SAINT CLOUD, FL 34769-2746
Document Number0054212724
Instrument DateOct 15, 2018
Transaction TypeMortgage
Record UpdatedNov 2, 2018
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 MINNESOTA AVE ST CLOUD FL 347692746, ST CLOUD, FL 34769-2746

Mortgage

Document Number0054212724
DateOct 24, 2018
Book Page005421/002724
Instrument158519
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 23, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,684.00 (+1.76%)$261,500 (+11.85%) Land $55,000 Building $206,500$261,500 (+11.85%) Land $55,000 Building $206,500
2024$4,603.00 (+13.32%)
2023$4,062.00 (+11.75%)$233,800 (+16.03%) Land $50,000 Building $183,800$233,800 (+16.03%) Land $50,000 Building $183,800
2022$3,635.00$201,500 Land $45,000 Building $156,500$201,500 Land $45,000 Building $156,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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