622 Milwaukee Rd, Beloit, WI 53511 Property Records

Rock County property record for 622 Milwaukee Rd, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,026 sqft · built 1920
Lot Size	0.135 acres (5,881 sqft)
Owner	2 Individuals on Record
Last Sale	$160,000 (Apr 2019)
Tax Bill	$3,825 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 13630190`

Property Details

APN / Parcel Number

Primary APN	`206 13630190`
Alternative APN	`13630190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,026 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,881 sqft (0.135 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 13630190
Street Address	622 MILWAUKEE RD
City	BELOIT
State	WI
Zip	53511-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 2 FAIRVIEW ADD
Legal Subdivision	FAIRVIEW ADD
Legal Lot Number	2
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2021
Census Tract	1900

Owner

Source: Rock County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	622 MILWAUKEE RD, BELOIT, WI 53511-5610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Feb 20, 2019	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK & TRUST CO
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK
Apr 22, 2019	Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	May 29, 2013 · Amount on Record
Deed Document Number	20192125620
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	622 MILWAUKEE RD, BELOIT, WI 53511-5610
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2204045
Date	Nov 8, 2021
Instrument	2204045

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	622 MILWAUKEE RD, BELOIT, WI 53511-5610
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2122102
Date	Feb 20, 2019
Instrument	2122102

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Feb 22, 2034

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 22, 2022
Change Frequency	3 Years
Min Rate At Change	3.3%
Max Rate At Change	7.3%
Index	1-Year LIBOR

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	622 MILWAUKEE RD, BELOIT, WI 53511-5610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2172900
Date	Dec 7, 2020
Instrument	2172900

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 22, 2019
Property Address	622 MILWAUKEE RD, BELOIT, WI 53511-5610
Document Number	0002125620
Instrument Date	Apr 17, 2019
Instrument	2125620
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 MILWAUKEE RD, BELOIT, WI 53511-5610

Mortgage

Document Number	0002125621
Date	Apr 22, 2019
Instrument	2125621

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,825.00 (+48.31%) Homeowner's exemption	$240,200 (+40.39%) Land $9,100 Building $231,100	$263,800 (+35.56%)
2023	$2,579.00 Homeowner's exemption	$171,100 Land $9,700 Building $161,400	$194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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