647 Milwaukee Rd, Beloit, WI 53511 Property Records

Rock County property record for 647 Milwaukee Rd, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,701 sqft · built 1908
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2026)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 13630380`

Property Details

APN / Parcel Number

Primary APN	`206 13630380`
Alternative APN	`13630380`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,701 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	7,928 sqft (0.182 acres)

Location & Zoning

Account Number	206 13630380
Street Address	647 MILWAUKEE RD
City	BELOIT
State	WI
Zip	53511-5661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 2 B 3 POYDRAS PARK ADD
Legal Subdivision	POYDRAS PARK ADD
Legal Lot Number	2
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2022
Census Tract	1900

Owner

Source: Rock County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	647 MILWAUKEE RD, BELOIT, WI 53511-5661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA
Aug 21, 2023	Deed, Transfer · Conventional Mortgage JOHNSON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	20262303671
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Feb 19, 2026
Property Address	647 MILWAUKEE RD, BELOIT, WI 53511-5661
Document Number	0002303671
Instrument Date	Feb 11, 2026
Instrument	2303671
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 MILWAUKEE RD, BELOIT, WI 53511-5661

Mortgage

Document Number	0002303672
Date	Feb 19, 2026
Instrument	2303672

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Aug 21, 2023
Property Address	647 MILWAUKEE RD, BELOIT, WI 53511-5661
Document Number	0002246492
Instrument Date	Aug 18, 2023
Instrument	2246492
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 MILWAUKEE RD, BELOIT, WI 53511-5661

Mortgage

Document Number	0002246493
Date	Aug 21, 2023
Instrument	2246493

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,806.00 (+86.11%)	$230,500 (+77.85%) Land $14,500 Building $216,000	$253,200 (+71.78%)
2023	$2,045.00 (+2.76%)	$129,600 (-) Land $14,500 Building $115,100	$147,400 (+9.67%)
2022	$1,990.00 Homeowner's exemption	$129,600 Land $14,500 Building $115,100	$134,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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